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195 Circle Dr, Clarkesville, GA 30523 Property Records

Habersham County property record for 195 Circle Dr, Clarkesville, GA 30523

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,290 sqft · built 2003
Lot Size0.39 acres (16,988 sqft)
OwnerCompany Name on Record
Last Sale$112,000 (Aug 2016)
Tax Bill$3,775 (2026)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN102 157E

Property Details

APN / Parcel Number

Primary APN102 157E
Alternative APNs
  • 674164
  • 402737

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,290 sqft Heated Area
Gross Area2,582 sqft
1st Floor Area1,290 sqft
FlooringParquet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions182 ft deep x 83 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area160 sqft
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number402737
Street Address195 CIRCLE DR
CityCLARKESVILLE
StateGA
Zip30523-5509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description12-3 LT 5 PB 52-91 DB 1158-853
Legal SubdivisionSENTRY CONTRACTORS
Legal Lot Number5
JurisdictionHABERSHAM GA
Township / Civil DivisionCLARKESVILLE
Census Block Group2
Census Block2017
Census Tract300

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 2, CORNELIA, GA 30531-1000
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2016 · Amount on Record
Deed SaleAug 19, 2016 · Amount on Record
Prior SaleMar 1, 2005 · Amount on Record
Deed Document Number20161509
Deed Book / Page1119 / 661
Record UpdatedOct 29, 2026

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateFeb 1, 2018
Property Address195 CIRCLE DR, CLARKESVILLE, GA 30523-5509
Document Number001158/853
Book / Page1158 / 853
Instrument DateFeb 1, 2018
Instrument2018-000189
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2, CORNELIA, GA 30531-1000
InvestorPossibly a Property Investor

Mortgage

Document Number001158/855
DateFeb 8, 2018
Book Page1158/855
Lender
NameRABUN COUNTY BANK
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueMar 1, 2033

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
MunicipalityClarkesville City
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,775.00 (+95.19%)$104,762 (+40.55%) Land $10,725 Building $94,037$261,905 (+40.55%) Land $26,812 Building $235,093
2023$1,934.00 (+14.24%)$74,536 (+14.25%) Land $9,660 Building $64,876$186,340 (+14.25%) Land $24,150 Building $162,190
2022$1,693.00$65,240 Land $9,660 Building $55,580$163,100 Land $24,150 Building $138,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (2004–2020)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 47% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLARKESVILLE
serves 5,785 people · EPA ID GA1370002
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TrailWave
Fiber		1,000 / 1,000
Windstream
Cable · DSL · Fiber in parts of the area		1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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