Wakulla County property record for 2569 Surf Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,778 sqft · built 2020 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,604 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 01-6S-02W-000-03577-000 |
| Primary APN | 01-6S-02W-000-03577-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,778 sqft Heated Area |
| Gross Area | 8,099 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,985 sqft |
| Lot Dimensions | 185 ft deep x 81 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 3,402 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 267 sqft |
| Deck Area | 1,282 sqft |
| Patio Area | 288 sqft |
| Utility Building | 288 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2569 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-6S-2W P-10-M-55 & P-12-M-55 IN OR 1183 P 273 IN SW 1/4 OF SEC 1 OR 35 P 576 OR 541 P 721 OR 982 P 25 OR 1183 P 273 DEED REF |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 01 |
| Legal Lot Number | 1 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 441, PANACEA, FL 32346-0441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 |
| Deed Sale | Dec 15, 2020 |
| Prior Sale | Oct 2, 2015 · Amount on Record |
| Deed Document Number | 386078 |
| Deed Book / Page | 0982 / 0025 |
| Record Updated | Jun 8, 2026 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,604.00 (+3.72%) Homeowner's exemption | $499,299 (+2.9%) | $822,561 (+9.81%) Land $277,200 Building $545,361 |
| 2024 | $6,367.00 (+2.61%) Homeowner's exemption | $485,227 (+3%) | $749,101 (+16.03%) Land $277,200 Building $471,901 |
| 2023 | $6,205.00 (+1.6%) Homeowner's exemption | $471,094 (+3%) | $645,586 (+8.89%) Land $168,000 Building $477,586 |
| 2022 | $6,107.00 Homeowner's exemption | $457,373 | $592,858 Land $168,000 Building $424,858 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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