Wakulla County property record for 2551 Surf Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,050 sqft · built 1950 |
| Lot Size | 0.764 acres (33,323 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $1,697 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 01-6S-02W-000-03580-000 |
| Primary APN | 01-6S-02W-000-03580-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,050 sqft Heated Area |
| Gross Area | 1,756 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,323 sqft (0.764 acres) |
| Lot Width | 80 ft Width |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 590 sqft |
| Deck Area | 116 sqft |
| Utility Building | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2551 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-6S-2W P-13-M-55 A PARCEL OF LAND IN WHITE BEACHES SUBD OR 51 P 155 OR 1165 P 105 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 01 |
| Legal Subdivision | WHITE BEACHES SUBD |
| Legal Lot Number | 1 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | PO BOX 961, PANACEA, FL 32346-0961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2020 |
| Transfer Doc | 0000382095 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | Aug 18, 2020 |
| Property Address | 2551 SURF RD, SOPCHOPPY, FL 32358 |
| Document Number | 0000382095 |
| Book / Page | 001165 / 000105 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 382095 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2147 ARMISTEAD RD TALLAHASSEE FL 323080801, TALLAHASSEE, FL 32308-0801 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,697.00 (+4.3%) Homeowner's exemption | $131,699 (+2.58%) | $190,897 (+5.92%) Land $132,000 Building $58,897 |
| 2024 | $1,627.00 (+2.78%) Homeowner's exemption | $128,383 (+3%) | $180,233 (+40.49%) Land $132,000 Building $48,233 |
| 2023 | $1,583.00 (+7.47%) Homeowner's exemption | $124,644 (+3%) | $128,291 (+2.3%) Land $80,000 Building $48,291 |
| 2022 | $1,473.00 Homeowner's exemption | $121,014 | $125,412 Land $80,000 Building $45,412 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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