2566 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2566 Surf Rd, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1958
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone VE (high risk)
APN	`01-6S-02W-034-03608-000`

Property Details

APN / Parcel Number

Primary APN	`01-6S-02W-034-03608-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,140 sqft Heated Area
Gross Area	1,760 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1958
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	126 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	474 sqft
Deck Area	130 sqft
Fence	Fence
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	2566 SURF RD
City	PANACEA
State	FL
Zip	32346-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER SHORE HEIGHTS BLOCK E LOT 6 DB 53 P 428 OR 115 P 588,589 OR 883 P 31 ORDER OR 883 P 33 LOA OR 913 P 519 DC OR 919 P 98
Legal Range	02W
Legal Township	06S
Legal Section	01
Legal Subdivision	RIVER SHORE HEIGHTS
Legal Block	E
Legal Lot Number	6
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2057
Census Tract	10102

Owner

2566 Surf Rd is owned by two individuals who acquired it in February 2020.

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	6865 FRANKLINVILLE RD, VALDOSTA, GA 31605-5656
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Feb 26, 2020
Transfer Doc	0000376924
Record Updated	Jun 8, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKULLA FL
Recording Date	Feb 26, 2020
Property Address	2566 SURF RD, PANACEA, FL 32346-2633
Document Number	0000376924
Book / Page	001141 / 000782
Instrument Date	Feb 26, 2020
Instrument	376924
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6864 FRANKLINVILLE RD VALDOSTA GA 31605, VALDOSTA, GA 31605

Tax Assessment & Valuation

The 2025 property tax bill for 2566 Surf Rd was $1,657, up 10.2% from the year before.

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00 (+10.17%)	$90,340 (+14%) Land $20,000 Building $70,340	$90,340 (+14%) Land $20,000 Building $70,340
2024	$1,504.00 (+4.01%)	$79,249 (+6.28%) Land $20,000 Building $59,249	$79,249 (+6.28%) Land $20,000 Building $59,249
2023	$1,446.00 (+9.88%)	$74,564 (+6.95%) Land $15,000 Building $59,564	$74,564 (+6.95%) Land $15,000 Building $59,564
2022	$1,316.00	$69,720 Land $15,000 Building $54,720	$69,720 Land $15,000 Building $54,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2566 Surf Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2566 Surf Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Rd

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