2567 Ferntree Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 2567 Ferntree Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,646 sqft · built 2004
Lot Size	0.481 acres (20,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (May 2015)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014264-004-32`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014264-004-32`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,646 sqft Living Area
Gross Area	4,340 sqft
1st Floor Area	2,462 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	20,966 sqft (0.481 acres)
Garage Type	Attached
Garage Area	694 sqft
Pool Area	1,200 sqft
Porch	Finished/Open Porch
Porch Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2567 FERNTREE LN
City	FLEMING ISLAND
State	FL
Zip	32003-4979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 32 CYPRESS CREEK @ EAGLE HARBOR AS REC OR 4831 PG 131
Legal Range	26E
Legal Township	05S
Legal Section	08
Legal Subdivision	CYPRESS CREEK
Legal Lot Number	32
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1023
Census Tract	30707

Owner

Source: Clay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2567 FERNTREE LN, FLEMING ISLAND, FL 32003-4979
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2015 · Amount on Record
Deed Sale	May 20, 2015 · Amount on Record
Prior Sale	Feb 22, 2008 · Amount on Record
Deed Document Number	201524975
Deed Book / Page	3749 / 627
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2567 FERNTREE LN, FLEMING ISLAND, FL 32003-4979
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2567 FERNTREE LN, FLEMING ISLE, FL 32003-4979

Mortgage

Document Number	0045431783
Date	Dec 3, 2021
Book Page	4543/1783
Instrument	2021077008

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2567 FERNTREE LN, FLEMING ISLAND, FL 32003-4979
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043160194
Date	Jun 9, 2020
Book Page	4316/194
Instrument	2020028312

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2567 FERNTREE LN, FLEMING ISLAND, FL 32003-4979
Document Number	0039991892
Book / Page	003999 / 001892
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2567 FERNTREE LN FLEMING ISLAND FL 320034979, FLEMING ISLAND, FL 32003-4979

Mortgage

Document Number	0039991892
Date	Aug 4, 2017
Book Page	003999/001892
Instrument	39812

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 3, 2037

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,332.00 (-51.99%)	$324,180 (-30.31%)	$712,579 (+14.04%) Land $120,000 Building $592,579
2023	$9,024.00 (+4.42%) Homeowner's exemption	$465,170 (+3%)	$624,826 (+16.99%) Land $120,000 Building $504,826
2022	$8,642.00 Homeowner's exemption	$451,622	$534,101 Land $90,000 Building $444,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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