Clay County property record for 2560 Ferntree Ln, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,747 sqft · built 2004 |
| Lot Size | 0.517 acres (22,514 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $577,900 (Dec 2004) |
| Tax Bill | $6,899 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-05-26-014264-004-30 |
| Primary APN | 08-05-26-014264-004-30 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,747 sqft Living Area |
| Gross Area | 4,451 sqft |
| 1st Floor Area | 2,460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 22,514 sqft (0.517 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Pool Area | 1,133 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 531 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2560 FERNTREE LN |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-4979 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 30 CYPRESS CREEK @ EAGLE HARBOR AS REC OR 2461 PG 957 & 3191 PG 117 |
| Legal Range | 26E |
| Legal Township | 05S |
| Legal Section | 08 |
| Legal Subdivision | CYPRESS CREEK |
| Legal Lot Number | 30 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30707 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1850 COPPER STONE DR, F, FLEMING ISLAND, FL 32003-4062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2004 · Amount on Record |
| Deed Sale | Dec 8, 2004 · Amount on Record |
| Prior Sale | Jun 22, 2004 · Amount on Record |
| Deed Document Number | 200490803 |
| Deed Book / Page | 2461 / 957 |
| Last Transfer Date | Mar 2, 2010 |
| Transfer Doc | 0031910117 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2560 FERNTREE LN, FLEMING ISLAND, FL 32003-4979 |
| Document Number | 0042540603 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2560 FERNTREE LN FLEMING ISLAND FL 320034979, FLEMING ISLAND, FL 32003-4979 |
| Document Number | 0042540603 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 004254/000603 |
| Instrument | 62780 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 24, 2034 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,899.00 (+4.67%) Homeowner's exemption | $492,504 (+5.99%) | $687,802 (+7.17%) Land $120,000 Building $567,802 |
| 2024 | $6,591.00 (-26.9%) | ||
| 2023 | $9,017.00 (+4.42%) Homeowner's exemption | $464,684 (+3%) | $641,784 (+16.83%) Land $120,000 Building $521,784 |
| 2022 | $8,635.00 Homeowner's exemption | $451,150 | $549,344 Land $90,000 Building $459,344 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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