2563 Ferntree Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 2563 Ferntree Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,281 sqft · built 2006
Lot Size	0.581 acres (25,301 sqft)
Owner	Individual Name on File
Last Sale	$212,600 (May 2019)
Tax Bill	$7,112 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Nov 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-05-26-014264-004-31`

Property Details

APN / Parcel Number

Primary APN	`08-05-26-014264-004-31`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,281 sqft Living Area
Gross Area	5,297 sqft
1st Floor Area	2,663 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	25,301 sqft (0.581 acres)
Garage Type	Attached
Garage Area	1,016 sqft
Porch	Finished/Open Porch
Porch Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2563 FERNTREE LN
City	FLEMING ISLAND
State	FL
Zip	32003-4979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 31 CYPRESS CREEK @ EAGLE HARBOR AS REC OR 4044 PG 1122,4196 PG 1983 & 4721 PG 1472
Legal Range	26E
Legal Township	05S
Legal Section	08
Legal Subdivision	CYPRESS CREEK
Legal Lot Number	31
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1023
Census Tract	30707

Owner

2563 Ferntree Ln is owned and occupied by an individual who acquired it in April 2023.

Source: Clay County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 19, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 3, 2018	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Jan 3, 2018 · Amount on File
Deed Document Number	201927708
Deed Book / Page	4196 / 1983
Last Transfer Date	Apr 29, 2023
Transfer Doc	0047211472
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979

Mortgage

Document Number	0046800780
Date	Jan 6, 2023
Book Page	4680/780
Instrument	2023000840

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 3, 2043

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 25, 2025
Property Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979
Document Number	0049910732
Book / Page	4991 / 732
Map Reference	MB 42 PG 1-16
Instrument Date	Nov 14, 2025
Instrument	2025055672
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,965.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979

Mortgage

Document Number	0004991734
Date	Nov 25, 2025
Instrument	4991/734

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	May 19, 2023
Property Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979
Document Number	0047211472
Book / Page	4721 / 1472
Map Reference	MB 42 PG 1-16
Instrument Date	Apr 29, 2023
Instrument	2023024854
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979

Mortgage

Document Number	0043811516
Date	Nov 30, 2020
Book Page	4381/1516
Instrument	2020062137

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 31, 2019
Property Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979
Document Number	0041961983
Book / Page	4196 / 1983
Map Reference	MB 42 PG 1-16
Instrument Date	May 6, 2019
Instrument	2019027708
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	VANGUARD TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$1,488.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 CRESTWOOD CT S # S712, 700, ROYAL PALM BEACH, FL 33411-4901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979

Mortgage

Document Number	0041961988
Date	May 31, 2019
Instrument	4196/1988

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 3, 2018
Property Address	2563 FERNTREE LN, FLEMING ISLAND, FL 32003-4979
Document Number	0040441122
Book / Page	4044 / 1122
Map Reference	MB42 PG1-16
Instrument Date	Dec 29, 2017
Instrument	2018000519
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	VANGUARD TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 N SERENATA DR # DR523, 210, PONTE VEDRA BEACH, FL 32082-4591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 FERTREE LN, FLEMING ISLAND, FL 32003-4979

Mortgage

Document Number	2018000520
Date	Jan 3, 2018
Instrument	2018000520

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2563 Ferntree Ln was $7,112 with a homeowner's exemption, up 4.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,112.00 (+4.67%) Homeowner's exemption	$506,472	$794,913 Land $120,000 Building $674,913
2024	$6,795.00 (-26.28%)
2023	$9,217.00 (+4.39%) Homeowner's exemption	$477,864 (+3%)	$744,846 (+16.32%) Land $120,000 Building $624,846
2022	$8,829.00 Homeowner's exemption	$463,946	$640,349 Land $90,000 Building $550,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2563 Ferntree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2563 Ferntree Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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