Sherburne County property record for 2513 13th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.471 acres (20,543 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Feb 2026) |
| Tax Bill | $3,440 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-420-0205 |
| Primary APN | 85-420-0205 |
|---|---|
| Alternative APNs |
|
| Lot Area | 20,543 sqft (0.471 acres) |
|---|
| Account Number | 43083 |
|---|---|
| Street Address | 2513 13TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, BLK 2 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 12 |
| Legal Subdivision | WAYSIDE |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 31500 |
2513 13th Ave SE is owned and occupied by two individuals who bought it in February 2026.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2513 13TH AVE SE, SAINT CLOUD, MN 56304-9533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD LOANS |
| Feb 4, 2026 | Warranty Deed, Transfer · VA Mortgage LUMINATE BANK |
| May 31, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on File |
| Deed Sale | Feb 4, 2026 · Amount on File |
| Prior Sale | Sep 12, 2016 · Amount on File |
| Deed Document Number | 2026993819 |
| Prior Transfer Date | Jun 30, 2025 |
| Prior Transfer Doc | 0000986218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 2513 13TH AVE SE, SAINT CLOUD, MN 56304-9533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000988493 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 988493 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 4 Months |
| Due | Jan 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Feb 4, 2026 |
| Property Address | 2513 13TH AVE SE, SAINT CLOUD, MN 56304-9533 |
| Document Number | 0000993819 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 993819 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $973.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2513 13TH AVE SE, SAINT CLOUD, MN 56304-9533 |
| Investor | Possibly a Property Investor |
| Document Number | 0000993820 |
|---|---|
| Date | Feb 4, 2026 |
| Instrument | 993820 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | May 31, 2022 |
| Property Address | 2513 13TH AVE SE, SAINT CLOUD, MN 56304-9533 |
| Document Number | 0000943148 |
| Instrument Date | May 16, 2022 |
| Instrument | 943148 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 2513 13th Ave SE was $3,440 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,300 (-) Land $70,000 Building $186,300 | $256,300 (-) Land $70,000 Building $186,300 | |
| 2025 | $3,440.00 | $256,300 Land $70,000 Building $186,300 | $256,300 Land $70,000 Building $186,300 |
| 2023 | $2,706.00 | $252,600 Land $40,000 Building $212,600 | |
| 2021 | $252,600 Land $40,000 Building $212,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2513 13th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2513 13th Ave SE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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