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2531 Apple Tree Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2531 Apple Tree Way, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,541 sqft · built 2016
Lot Size0.143 acres (6,240 sqft)
Owner2 Individual Names on Record
Last Sale$1,250,000 (Aug 2025)
Tax Bill$12,083 (2025)
Deeds & MortgagesJul 2021 Transfer
Nov 2018 Line of Credit
Flood ZoneZone D (undetermined)
APN810-86-023

Property Details

APN / Parcel Number

Primary APN810-86-023

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,541 sqft Living Area
1st Floor Area2,541 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2017
Architectural StyleOther
Construction TypeWood
Lot Area6,240 sqft (0.143 acres)
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address2531 APPLE TREE WAY
CityGILROY
StateCA
Zip95020-7580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20S
Legal DescriptionTR 10279 LOT 23
Legal Tract10279
Legal Lot Number23
JurisdictionSANTA CLARA CA
Township / Civil DivisionLLAGAS-UVAS
Census Block Group3
Census Block3005
Census Tract512200

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address2531 APPLE TREE WAY, GILROY, CA 95020-7580
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2021Intrafamily Transfer, Transfer
Nov 21, 2018Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 15, 2025 · Amount on Record
Deed SaleAug 15, 2025 · Amount on Record
Prior SaleJul 23, 2021
Deed Document Number25855892
Record UpdatedJun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJul 23, 2021
Property Address2531 APPLE TREE WAY, GILROY, CA 95020-7580
Document Number0025039503
Map ReferenceMB 893 PG 32-41
Instrument DateJul 1, 2021
Instrument25039503
Transaction TypeTransfer
Record UpdatedAug 4, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address2531 APPLE TREE WAY, GILROY, CA 95020-7580

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2531 APPLE TREE WAY, GILROY, CA 95020-7580
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024067589
DateNov 21, 2018
Instrument24067589
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 20, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,083.00 (+2.69%)$891,312 (+4.04%) Land $382,991 Building $508,321
2023$11,766.00 (+1.85%)$856,703 Land $368,120 Building $488,583
2022$11,552.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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