256 W Gray Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 256 W Gray Rd, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,536 sqft · built 1985
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$208,100 (Jan 2015)
Tax Bill$3,981 (2025)
Deeds & MortgagesSep 2021 Refinance
Flood ZoneZone X (minimal risk)
APNGRAY M:057 B:018 L:032-000

Property Details

APN / Parcel Number

Primary APNGRAY M:057 B:018 L:032-000
Alternative APNs
  • 000015895
  • 893

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number893
Street Address256 W GRAY RD
CityGRAY
StateME
Zip04039-7739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block18
Legal Lot Number32-0
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group2
Census Block2002
Census Tract4701

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 461, GRAY, ME 04039-0461
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2015 · Amount on Record
Deed SaleJan 30, 2015 · Amount on Record
Deed Document Number20154176
Deed Book / Page32056 / 73
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address256 W GRAY RD, GRAY, ME 04039-7739
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0386870230
DateSep 22, 2021
Book Page38687/230
Instrument68279
Lender
NameT2 FINANCIAL LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,981.00 (-6.94%)$411,300 (+45.95%) Land $136,800 Building $274,500
2023$4,278.00 (+8.83%)$281,800 (-) Land $67,600 Building $214,200
2022$3,931.00$281,800 Land $67,600 Building $214,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2002)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Gray Rd

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