Cumberland County and Gray Town property record for 238 W Gray Rd, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,776 sqft · built 1976 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,900 (Sep 2018) |
| Tax Bill | $3,898 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Sep 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GRAY M:057 B:018 L:031-000 |
| Primary APN | GRAY M:057 B:018 L:031-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|
| Account Number | 892 |
|---|---|
| Street Address | 238 W GRAY RD |
| City | GRAY |
| State | ME |
| Zip | 04039-7739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | GOOD EARTH DEVELOPERS INC |
| Legal Block | 18 |
| Legal Lot Number | 31-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 4701 |
238 W Gray Rd is owned and occupied by an individual who bought it in September 2018.
Source: Cumberland County and Gray Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 238 W GRAY RD, GRAY, ME 04039-7739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2018 | Deed of Trust, Mortgage CARDINAL FNCL CO LP |
| Sep 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP |
| Apr 2, 2020 | Deed of Trust, Mortgage SOFI LNDG |
| Sep 17, 2018 | Warranty Deed, Transfer NORTHEAST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on File |
| Deed Sale | Sep 17, 2018 · Amount on File |
| Prior Sale | Dec 30, 2014 · Amount on File |
| Deed Document Number | 201847505 |
| Deed Book / Page | 35148 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 238 W GRAY RD, GRAY, ME 04039-7739 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0345710001 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 34571/0001 |
| Instrument | 000000000344 |
| Name | CARDINAL FNCL CO LP |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 238 W GRAY RD, GRAY, ME 04039-7739 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0386630022 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 38663/22 |
| Instrument | 66710 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 238 W GRAY RD, GRAY, ME 04039-7739 |
| Document Number | 0369090182 |
| Instrument Date | Apr 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 238 W GRAY RD GRAY ME 040397739, GRAY, ME 04039-7739 |
| Document Number | 0369090182 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 036909/000182 |
| Instrument | 38350 |
| Name | SOFI LNDG |
|---|---|
| Address | COTTONWOOD HEIGHTS, UT 84121 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 9, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Sep 17, 2018 |
| Property Address | 238 W GRAY RD, GRAY, ME 04039-7739 |
| Document Number | 0351480130 |
| Book / Page | 35148 / 0130 |
| Instrument | 000000047505 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000047506 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 000000047506 |
| Name | NORTHEAST BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 17, 2048 |
The 2025 property tax bill for 238 W Gray Rd was $3,898.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,898.00 | $402,700 Land $119,700 Building $283,000 |
| 2023 | $4,070.00 (+8.82%) | $268,100 (-) Land $59,900 Building $208,200 |
| 2022 | $3,740.00 | $268,100 Land $59,900 Building $208,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 238 W Gray Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2002) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 238 W Gray Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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