Cumberland County and Gray Town property record for 242 W Gray Rd, Gray, ME 04039
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 1,760 sqft · built 2018 |
| Lot Size | 1.87 acres (81,457 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Oct 2025) |
| Tax Bill | $4,942 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01832A000000 |
| Primary APN | 01832A000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 81,457 sqft (1.87 acres) |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|
| Account Number | 907 |
|---|---|
| Street Address | 242 W GRAY RD |
| City | GRAY |
| State | ME |
| Zip | 04039-7739 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RA |
| Legal Block | 18 |
| Legal Lot Number | 32-1 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 4701 |
Source: Cumberland County and Gray Town records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 MOURNING DOVE LN, WINDHAM, ME 04062-5420 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR MORTGAGE CORP |
| Jun 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2018 | Deed of Trust, Mortgage RESIDENTIAL MTG SVC |
| Dec 3, 2018 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Prior Sale | Dec 3, 2018 · Amount on Record |
| Deed Book / Page | 41794 / 172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 242 W GRAY RD, GRAY, ME 04039-7739 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0381720328 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 38172/328 |
| Instrument | 33294 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Oct 15, 2025 |
| Property Address | 242 W GRAY RD, GRAY, ME 04039-7739 |
| Document Number | 0417940172 |
| Book / Page | 41794 / 172 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 42491 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9 MOURNING DOVE LN, WINDHAM, ME 04062-5420 |
| Document Number | 0000042492 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 42492 |
| Name | NORTHSTAR MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 242 W GRAY RD, GRAY, ME 04039-7739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0367840229 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 36784/229 |
| Instrument | 30344 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 242 W GRAY RD, GRAY, ME 04039-7739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0369040219 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 36904/219 |
| Instrument | 38007 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 242 W GRAY RD, GRAY, ME 04039-7739 |
| Document Number | 0353270124 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 242 W GRAY RD GRAY ME 040397739, GRAY, ME 04039-7739 |
| Document Number | 0353270124 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 035327/000124 |
| Instrument | 61187 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 2, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Dec 3, 2018 |
| Property Address | 242 W GRAY RD, GRAY, ME 04039-7739 |
| Document Number | 0353270111 |
| Book / Page | 35327 / 111 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 61186 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 350 PATTEN RD, GREENE, ME 04236-3921 |
| Document Number | 0000061187 |
|---|---|
| Date | Dec 3, 2018 |
| Instrument | 61187 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,942.00 (-0.2%) | $510,500 (-) Land $118,900 Building $391,600 |
| 2024 | $4,952.00 (+5.68%) | $510,500 (+65.37%) Land $118,900 Building $391,600 |
| 2023 | $4,686.00 (+8.82%) | $308,700 (-) Land $59,600 Building $249,100 |
| 2022 | $4,306.00 | $308,700 Land $59,600 Building $249,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2002) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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