248 University Ave, Elyria, OH 44035 Property Records

Lorain County property record for 248 University Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,966 sqft · built 1962
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Nov 2021)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-003-102-031`

Property Details

APN / Parcel Number

Primary APN	`06-25-003-102-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,966 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	1,171 sqft
Upper Floors Area	1,031 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	119 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	176 sqft

Exterior Amenities

Porch	Porch
Porch Area	276 sqft
Deck Area	560 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	248 UNIVERSITY AVE
City	ELYRIA
State	OH
Zip	44035-7152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY HTS 57.88 X 122.11
Legal Subdivision	UNIVERSITY HTS FRNT
Legal Tract	25
Legal Block	102
Legal Lot Number	46&47
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1026
Census Tract	71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	248 UNIVERSITY AVE, ELYRIA, OH 44035-7152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	2021007934
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 17, 2021
Property Address	248 UNIVERSITY AVE, ELYRIA, OH 44035-7152
Document Number	20210849921
Map Reference	VOL 22 PG 16&17
Instrument Date	Nov 16, 2021
Instrument	2021-0849921
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	EXAMCO TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 UNIVERSITY AVE, ELYRIA, OH 44035-7152

Mortgage

Document Number	20210849922
Date	Nov 17, 2021
Instrument	2021-0849922

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,250.00	$69,020 (%) Land $11,530 Building $57,490	$197,200 (-) Land $32,950 Building $164,250
2024	$3,250.00 (+9.13%)	$69,021 (+26.31%) Land $11,533 Building $57,488	$197,200 (+26.31%) Land $32,950 Building $164,250
2023	$2,978.00 (+0.37%)	$54,643 (-0.01%) Land $10,056 Building $44,587	$156,120 (-) Land $28,730 Building $127,390
2022	$2,967.00	$54,650 Land $10,060 Building $44,590
2021			$156,120 Land $28,730 Building $127,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Most Recent Claim	Jul 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20