256 Timber Trace Dr, Saint Albans, MO 63073 Property Records

Franklin County property record for 256 Timber Trace Dr, Saint Albans, MO 63073

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,711 sqft · built 1993
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,403 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-1-01.0-0-004-040.000`

Property Details

APN / Parcel Number

Primary APN	`08-1-01.0-0-004-040.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,711 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	26,136 sqft (0.6 acres)
Patio Area	442 sqft

Location & Zoning

Street Address	256 TIMBER TRACE DR
City	SAINT ALBANS
State	MO
Zip	63073-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:8 TIMBER TRACE
Legal Range	02E
Legal Township	44
Legal Section	01
Legal Subdivision	TIMBER TRACE
Legal Block	4
Legal Lot Number	8
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1006
Census Tract	800102

Owner

256 Timber Trace Dr is owned and occupied by two individuals who acquired it in September 2003.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	256 TIMBER TRACE DR, SAINT ALBANS, MO 63073-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Jan 3, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2003
Deed Sale	Sep 19, 2003
Deed Document Number	2003-24890
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	256 TIMBER TRACE DR, SAINT ALBANS, MO 63073-1100
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002203977
Date	Mar 14, 2022
Instrument	2203977

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	256 TIMBER TRACE DR, SAINT ALBANS, MO 63073-1100
Document Number	0000001047
Instrument Date	Jan 3, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 TIMBER TRACE DR ST ALBANS MO 630731100, ST ALBANS, MO 63073-1100

Mortgage

Document Number	0000001047
Date	Jan 25, 2019
Instrument	1047

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 256 Timber Trace Dr was $6,403.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,403.00	$107,525	$565,920 Land $72,000 Building $493,920
2023	$6,031.00 (-3.69%)	$91,586	$482,030 Land $72,000 Building $410,030
2022	$6,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 256 Timber Trace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 Timber Trace Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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