216 Timber Trace Dr, Saint Albans, MO 63073 Property Records

Franklin County property record for 216 Timber Trace Dr, Saint Albans, MO 63073

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,337 sqft · built 1997
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Owner Names on File
Tax Bill	$8,093 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1-01.0-0-004-035.000`

Property Details

APN / Parcel Number

Primary APN	`08-1-01.0-0-004-035.000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,337 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	216 TIMBER TRACE DR
City	SAINT ALBANS
State	MO
Zip	63073-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:3 TIMBER TRACE
Legal Range	02E
Legal Township	44
Legal Section	01
Legal Subdivision	TIMBER TRACE
Legal Block	4
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1006
Census Tract	800102

Owner

The current owner of 216 Timber Trace Dr acquired it in February 2014.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 65, SAINT ALBANS, MO 63073-0065

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage GUILD MTG
Apr 28, 2020	Deed of Trust, Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2014
Deed Sale	Feb 21, 2014
Prior Sale	Feb 21, 2014
Deed Document Number	1402132
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	216 TIMBER TRACE DR, SAINT ALBANS, MO 63073-1100
Document Number	0000019482
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	216 TIMBER TRACE DR ST ALBANS MO 630731100, ST ALBANS, MO 63073-1100

Mortgage

Document Number	0000019482
Date	Nov 12, 2020
Instrument	19482

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 11, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	216 TIMBER TRACE DR, SAINT ALBANS, MO 63073-1100
Document Number	0000006733
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	216 TIMBER TRACE DR ST ALBANS MO 630731100, ST ALBANS, MO 63073-1100

Mortgage

Document Number	0000006733
Date	May 12, 2020
Instrument	6733

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 216 Timber Trace Dr was $8,093.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,093.00	$113,367	$596,670 Land $72,000 Building $524,670
2023	$6,447.00 (-3.52%)	$97,909	$515,310 Land $72,000 Building $443,310
2022	$6,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Timber Trace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Timber Trace Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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