224 Timber Trace Dr, Saint Albans, MO 63073 Property Records

Franklin County property record for 224 Timber Trace Dr, Saint Albans, MO 63073

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,644 sqft · built 1996
Lot Size0.4 acres (17,424 sqft)
OwnerTrust Name on File
Tax Bill$5,835 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-1-01.0-0-004-036.000

Property Details

APN / Parcel Number

Primary APN08-1-01.0-0-004-036.000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,644 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Construction TypeBrick
Lot Area17,424 sqft (0.4 acres)
Patio Area528 sqft

Location & Zoning

Street Address224 TIMBER TRACE DR
CitySAINT ALBANS
StateMO
Zip63073-1100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCD
Legal DescriptionLOT:4 TIMBER TRACE PH1
Legal Range2E
Legal Township44N
Legal Section01
Legal SubdivisionTIMBER TRACE
Legal Lot Number4
JurisdictionFRANKLIN MO
Township / Civil DivisionBOLES
Census Block Group1
Census Block1006
Census Tract800102

Owner

224 Timber Trace Dr is held in a trust since November 2023.

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing AddressPO BOX 590, SAINT ALBANS, MO 63073-0590
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2023
Deed SaleNov 7, 2023
Prior SaleApr 24, 2020 · Amount on File
Deed Document Number202313306
Record UpdatedSep 20, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateApr 24, 2020
Property Address224 TIMBER TRACE DR, SAINT ALBANS, MO 63073-1100
Document Number0000005765
Instrument DateApr 23, 2020
Instrument5765
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 559 ST ALBANS MO 630730559, ST ALBANS, MO 63073-0559

Mortgage

Document Number5766
DateApr 24, 2020
Instrument5766
Lender
NameCOMMERCE BK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
AmountAmount on Record
Term360 Months
DueApr 23, 2050
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 224 Timber Trace Dr was $5,835.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,835.00$95,034$500,180 Land $72,000 Building $428,180
2023$5,497.00 (-2.57%)$83,471$439,320 Land $72,000 Building $367,320
2022$5,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Timber Trace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Timber Trace Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN COUNTY PWSD 3
serves 8,250 people · EPA ID MO6024213
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wave Internet Technologies
Fixed Wireless
100 / 100

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Timber Trace Dr

Nearby Streets

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