256 S Edison Ave, Elgin, IL 60123 Property Records

Kane County property record for 256 S Edison Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 728 sqft · built 1952
Lot Size	0.182 acres (7,932 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2025)
Tax Bill	$4,716 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-22-228-024`

Property Details

APN / Parcel Number

Primary APN	`06-22-228-024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
Gross Area	1,456 sqft
1st Floor Area	728 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	7,932 sqft (0.182 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	256 S EDISON AVE
City	ELGIN
State	IL
Zip	60123-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANSFIELDS SUB LOT 6
Legal Subdivision	MANSFIELDS SUB
Legal Block	3
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3001
Census Tract	854900

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1937 MARK AVE, ELGIN, IL 60123-1909
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Jan 27, 2016 · Amount on Record
Deed Document Number	202548722
Prior Transfer Date	Jun 11, 2024
Prior Transfer Doc	0000022927
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 9, 2025
Property Address	256 S EDISON AVE, ELGIN, IL 60123-7213
Document Number	0000048722
Instrument Date	Dec 2, 2025
Instrument	2025K048722
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	US NATIONAL TITLE INSURANCE COMPANY, ADVOCUS NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 S EDISON AVE, ELGIN, IL 60123-7213
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048723
Date	Dec 9, 2025
Instrument	2025K048723

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,716.00 (+4.66%)	$69,824 (+8.57%) Land $18,037 Building $51,787	$209,556 (+8.57%) Land $54,133 Building $155,423
2024	$4,506.00 (+10.63%) Homeowner's exemption	$64,312 (+21.39%) Land $16,613 Building $47,699	$193,013 (+21.44%) Land $49,859 Building $143,154
2022	$4,073.00 (+4.89%) Homeowner's exemption	$52,978 (+6.96%) Land $13,686 Building $39,292	$158,934 (+6.96%) Land $41,058 Building $117,876
2021	$3,883.00 Homeowner's exemption	$49,530 Land $12,795 Building $36,735	$148,590 Land $38,385 Building $110,205

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20