Kane County property record for 264 S Edison Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,492 sqft · built 1952 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,000 (Jan 2014) |
| Tax Bill | $4,049 (2025) |
| Deeds & Mortgages | Dec 2023 Reverse Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-228-026 |
| Primary APN | 06-22-228-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,492 sqft Living Area |
| Gross Area | 2,611 sqft |
| 1st Floor Area | 1,492 sqft |
| Basement Area | 1,119 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 7,920 sqft (0.182 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 264 S EDISON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANSFIELDS SUB LOT 4 |
| Legal Subdivision | MANSFIELDS SUB |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 854900 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 264 S EDISON AVE, ELGIN, IL 60123-7213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC |
| Nov 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COUNTY OF KANE ILLINOIS |
| May 10, 2016 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2014 · Amount on Record |
| Deed Sale | Jan 3, 2014 · Amount on Record |
| Deed Document Number | 2014308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 264 S EDISON AVE, ELGIN, IL 60123-7213 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 264 S EDISON AVE, ELGIN, IL 60123-7213 |
| Document Number | 0000044186 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023K044186 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ANNAPOLIS, MD 21401 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1033 Months |
| Due | Jan 29, 2110 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.91% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 264 S EDISON AVE, ELGIN, IL 60123-7213 |
| Document Number | 0000015044 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 264 S EDISON AVE ELGIN IL 601237213, ELGIN, IL 60123-7213 |
| Document Number | 0000015044 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 15044 |
| Name | COUNTY OF KANE ILLINOIS |
|---|---|
| Address | 719 S BATAVIA AVE, GENEVA, IL 60134-3077 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 264 S EDISON AVE, ELGIN, IL 60123-7213 |
| Document Number | 0000041759 |
| Instrument Date | May 10, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 264 S EDISON AVE ELGIN IL 601237213, ELGIN, IL 60123-7213 |
| Document Number | 0000041759 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 41759 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 23, 2046 |
| Rate | 4.25% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,049.00 (+0.62%) Homeowner's exemption | $69,079 (+8.57%) Land $18,037 Building $51,042 | $207,320 (+8.57%) Land $54,133 Building $153,187 |
| 2024 | $63,626 (+21.39%) Land $16,613 Building $47,013 | $190,954 (+21.44%) Land $49,859 Building $141,095 | |
| 2022 | $4,024.00 (+4.9%) Homeowner's exemption | $52,414 (+6.96%) Land $13,686 Building $38,728 | $157,242 (+6.96%) Land $41,058 Building $116,184 |
| 2021 | $3,836.00 Homeowner's exemption | $49,003 Land $12,795 Building $36,208 | $147,009 Land $38,385 Building $108,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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