Kane County property record for 245 S Edison Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 728 sqft · built 1950 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Dec 2025) |
| Tax Bill | $4,041 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-22-229-043 |
| Primary APN | 06-22-229-043 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 7,100 sqft (0.163 acres) |
| Cooling System | HVAC |
|---|
| Street Address | 245 S EDISON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A C QUICKS ADD LOT 10 & VAC ALLEY ADJ TO LOT 10 & BLK 1 |
| Legal Subdivision | A C QUICKS ADD |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 854900 |
Source: Kane County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1725 PAPOOSE RD, CARPENTERSVILLE, IL 60110-1240 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 30, 2025 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Aug 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Aug 19, 2022 · Amount on Record |
| Deed Document Number | 202551769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 30, 2025 |
| Property Address | 245 S EDISON AVE, ELGIN, IL 60123-7212 |
| Document Number | 0000051769 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025K051769 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3065 CHALKSTONE AVE, ELGIN, IL 60124-8939 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1725 PAPOOSE RD, CARPENTERSVILLE, IL 60110-1240 |
| Document Number | 0000051770 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025K051770 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 385 Months |
| Due | Jan 1, 2058 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 19, 2022 |
| Property Address | 245 S EDISON AVE, ELGIN, IL 60123-7212 |
| Document Number | 0000042079 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022K042079 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 719 W HIGHLAND AVE, ELGIN, IL 60123-5382 |
| Document Number | 0000042080 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022K042080 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,041.00 (+4.85%) Homeowner's exemption | $60,974 (+8.57%) Land $16,038 Building $44,936 | $182,995 (+8.57%) Land $48,133 Building $134,862 |
| 2024 | $3,854.00 (+26.07%) Homeowner's exemption | $56,161 (+21.4%) Land $14,772 Building $41,389 | $168,550 (+21.44%) Land $44,334 Building $124,217 |
| 2022 | $3,057.00 (+6.26%) Homeowner's exemption | $46,263 (+6.96%) Land $12,168 Building $34,095 | $138,789 (+6.96%) Land $36,504 Building $102,285 |
| 2021 | $2,877.00 Homeowner's exemption | $43,252 Land $11,376 Building $31,876 | $129,756 Land $34,128 Building $95,628 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures