Worcester County and Ashburnham Town property record for 256 Old Gardner Rd, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,608 sqft · built 1989 |
| Lot Size | 1.42 acres (62,178 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,027 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ASHB M:0001 B:00002A |
| Primary APN | ASHB M:0001 B:00002A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 3,522 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 62,178 sqft (1.42 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 256 OLD GARDNER RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2A |
| Jurisdiction | ASHBURNHAM MA |
| Township / Civil Division | ASHBURNHAM |
| Census Block Group | 4 |
| Census Block | 4058 |
| Census Tract | 700100 |
Source: Worcester County and Ashburnham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 256 OLD GARDNER RD, GARDNER, MA 01440-1651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2017 | Deed of Trust, Mortgage DIGITAL FCU |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Property Address | 256 OLD GARDNER RD, GARDNER, MA 01440-1651 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8821-23 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 8821/23 |
| Instrument | 8323 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Property Address | 256 OLD GARDNER RD, GARDNER, MA 01440-1651 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9854-329 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 9854/329 |
| Instrument | 1166 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Ashburnham Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,027.00 (+2.71%) | $405,300 (+8.78%) Land $50,100 Building $355,200 | $352,070 (+11.16%) |
| 2024 | $5,868.00 (-1.51%) | $372,600 (+3.5%) Land $50,000 Building $322,600 | $316,730 |
| 2023 | $5,958.00 | $360,000 Land $50,000 Building $310,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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