242 Old Gardner Rd, Gardner, MA 01440 Property Records

Worcester County and Ashburnham Town property record for 242 Old Gardner Rd, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,461 sqft · built 1988
Lot Size	1.37 acres (60,000 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Feb 2016)
Tax Bill	$4,937 (2025)
Deeds & Mortgages	Feb 2022 Refinance Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0001 B:00002D`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0001 B:00002D`
Alternative APN	`ABHM M:0001 B:00002D`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,461 sqft Living Area
Gross Area	2,830 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,000 sqft (1.37 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	242 OLD GARDNER RD
City	GARDNER
State	MA
Zip	01440-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2D
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	4
Census Block	4058
Census Tract	700100

Owner

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	242 OLD GARDNER RD, GARDNER, MA 01440-1651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Jan 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
May 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2016 · Amount on Record
Deed Sale	Feb 10, 2016 · Amount on Record
Deed Book / Page	8501 / 314
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	242 OLD GARDNER RD, GARDNER, MA 01440-1651
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010262-278
Date	Feb 15, 2022
Book Page	10262/278
Instrument	3149

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	242 OLD GARDNER RD, GARDNER, MA 01440-1651
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010244-263
Date	Jan 25, 2022
Book Page	10244/263
Instrument	1616

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	242 OLD GARDNER RD, GARDNER, MA 01440-1651
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010978-299
Date	May 2, 2025
Book Page	10978/299
Instrument	5662

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	242 OLD GARDNER RD, GARDNER, MA 01440-1651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9339-113
Date	Jun 6, 2019
Book Page	9339/113
Instrument	8869

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,937.00 (+2.53%)	$332,000 (+8.6%) Land $49,800 Building $282,200	$413,820 (+35.24%)
2024	$4,815.00 (+3.28%)	$305,700 (+8.52%) Land $49,800 Building $255,900	$305,995
2023	$4,662.00	$281,700 Land $49,800 Building $231,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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