Worcester County and Ashburnham Town property record for 192 Old Gardner Rd, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,240 sqft · built 2021 |
| Lot Size | 21.9 acres (958,207 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,941 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ASHB M:0001 B:000003 |
| Primary APN | ASHB M:0001 B:000003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| Gross Area | 4,168 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 958,207 sqft (21.9 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 192 OLD GARDNER RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Jurisdiction | ASHBURNHAM MA |
| Township / Civil Division | ASHBURNHAM |
| Census Block Group | 4 |
| Census Block | 4058 |
| Census Tract | 700100 |
Source: Worcester County and Ashburnham Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 192 OLD GARDNER RD, GARDNER, MA 01440-1165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHBURNHAM MA |
| Property Address | 192 OLD GARDNER RD, GARDNER, MA 01440-1165 |
| Document Number | 9731-326 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | OLD GARDNER RD ASHBURNHAM MA 01430, ASHBURNHAM, MA 01430 |
| Document Number | 9731-326 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 009731/000326 |
| Instrument | 16470 |
| Name | ATHOL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 21, 2050 |
Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Ashburnham Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,941.00 (+3.24%) | $735,800 (+9.35%) Land $152,900 Building $582,900 | $665,469 (-17.79%) |
| 2024 | $10,598.00 (+2.41%) | $672,900 (+7.61%) Land $142,600 Building $530,300 | $809,495 |
| 2023 | $10,349.00 | $625,300 Land $142,600 Building $482,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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