Williamson County property record for 256 Karnes Dr, Franklin, TN 37064
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,965 sqft · built 1997 |
| Lot Size | 0.224 acres (9,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,100 (Feb 2020) |
| Tax Bill | $4,518 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 094090F B 02100 |
| Primary APN | 094090F B 02100 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,965 sqft Living Area |
| 1st Floor Area | 1,803 sqft |
| 2nd Floor Area | 1,162 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,800 sqft (0.224 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Porch |
| Porch Area | 378 sqft |
| Patio Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 256 KARNES DR |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37064-5758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD POLK PLACE SEC 7 PB 23 PG 6 LOT 0190 |
| Legal Subdivision | POLK PLACE |
| Legal Lot Number | 190 70 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 11 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 50906 |
256 Karnes Dr is owned and occupied by two individuals who bought it in February 2020.
Source: Williamson County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 256 KARNES DR, FRANKLIN, TN 37064-5758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 7, 2020 | Warranty Deed, Transfer · Conventional with PMI SHELTER LNDG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2020 · Amount on File |
| Deed Sale | Feb 7, 2020 · Amount on File |
| Prior Sale | Mar 2, 2015 · Amount on File |
| Deed Document Number | 20005651 |
| Deed Book / Page | 7886 / 0542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 256 KARNES DR, FRANKLIN, TN 37064-5758 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0084410643 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 8441/643 |
| Instrument | 21012046 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Feb 7, 2020 |
| Property Address | 256 KARNES DR, FRANKLIN, TN 37064-5758 |
| Document Number | 0078860542 |
| Book / Page | 007886 / 000542 |
| Instrument Date | Feb 6, 2020 |
| Instrument | 5651 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | MID-STATE TITLE AND ESCROW, MID-STATE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,961.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 256 KARNES DR FRANKLIN TN 370645758, FRANKLIN, TN 37064-5758 |
| Document Number | 78860544 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 007886/000544 |
| Instrument | 5652 |
| Name | SHELTER LNDG SVCS |
|---|---|
| Address | BROWN DEER, WI 53209 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2050 |
The 2025 property tax bill for 256 Karnes Dr was $4,518, down 39.5% from the year before.
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Elementary School District | Franklin Special School District (PK - 08) |
| Secondary School District | Williamson County School District in Franklin (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,518.00 (-39.5%) | $218,950 Land $60,000 Building $158,950 | $875,800 Land $240,000 Building $635,800 |
| 2024 | $7,468.00 (+108.08%) | ||
| 2023 | $3,589.00 | $131,900 (-) Land $32,500 Building $99,400 | $527,600 (-) Land $130,000 Building $397,600 |
| 2022 | $3,589.00 | $131,900 Land $32,500 Building $99,400 | $527,600 Land $130,000 Building $397,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 256 Karnes Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 4 (1994–2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 256 Karnes Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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