256 12th St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 256 12th St, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	2,160 sqft · built 1961
Lot Size	0.129 acres (5,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Apr 2015)
Tax Bill	$13,855 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00134-0000-00363`

Property Details

APN / Parcel Number

Primary APN	`08-00134-0000-00363`
Alternative APNs	`080013400363` `182300`

Interior

Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Stucco
Lot Area	5,602 sqft (0.129 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Location & Zoning

Account Number	182300
Street Address	256 12TH ST
City	CRESSKILL
State	NJ
Zip	07626-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	L364 40X140
Legal Subdivision	LAYOUNT MERRIT PARK
Legal Block	134
Legal Lot Number	363
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	2
Census Block	2005
Census Tract	8002

Owner

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	256 12TH ST, CRESSKILL, NJ 07626-1833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS
Oct 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FM HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2015 · Amount on Record
Deed Sale	Apr 22, 2015 · Amount on Record
Prior Sale	Sep 17, 2013
Deed Document Number	201528220
Deed Book / Page	1919 / 260
Prior Transfer Date	Oct 12, 1994
Prior Transfer Doc	7739000588
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 22, 2020
Property Address	256 12TH ST, CRESSKILL, NJ 07626-1833
Document Number	0037821800
Book / Page	003782 / 001800
Instrument Date	Sep 10, 2020
Instrument	108224
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	256 12TH ST PALISADES PARK NJ 076502042, PALISADES PARK, NJ 07650-2042

Mortgage

Document Number	37821805
Date	Oct 22, 2020
Book Page	003782/001805
Instrument	108225

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	256 12TH ST, CRESSKILL, NJ 07626-1833
Document Number	0037661089
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 12TH ST CRESSKILL NJ 076261833, CRESSKILL, NJ 07626-1833

Mortgage

Document Number	0037661089
Date	Oct 15, 2020
Book Page	003766/001089
Instrument	103491

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2035

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Oct 15, 2020
Property Address	256 12TH ST, CRESSKILL, NJ 07626-1833
Document Number	0037661083
Book / Page	3766 / 1083
Instrument Date	Jul 24, 2020
Instrument	20-103490
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	MADISON TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 12TH ST, CRESSKILL, NJ 07626-1833

Mortgage

Document Number	20103491
Date	Oct 15, 2020
Instrument	20-103491

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$698,700 (+14.43%) Land $400,800 Building $297,900	$698,700 (+14.43%) Land $400,800 Building $297,900
2025	$13,855.00 (+6.13%)	$610,600 (+12.37%) Land $331,600 Building $279,000	$610,600 (+12.37%) Land $331,600 Building $279,000
2024	$13,055.00 (+5.77%)
2023		$543,400 Land $280,900 Building $262,500	$543,400 Land $280,900 Building $262,500
2022	$12,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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