Bergen County and Cresskill Borough property record for 181 12th St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 1,727 sqft · built 1956 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $417,000 (Jul 2003) |
| Tax Bill | $14,662 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00143-0000-00208 |
| Primary APN | 08-00143-0000-00208 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,727 sqft Living Area |
|---|
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Account Number | 189500 |
|---|---|
| Street Address | 181 12TH ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 80X100 208A-209-210 3.1LT |
| Legal Subdivision | MERRITT PARK |
| Legal Block | 143 |
| Legal Lot Number | 208 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 8002 |
181 12th St is owned and occupied by two individuals who bought it in July 2003.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 12TH ST, CRESSKILL, NJ 07626-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2003 · Amount on File |
| Deed Sale | Jul 11, 2003 · Amount on File |
| Deed Book / Page | 8595 / 273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 181 12TH ST, CRESSKILL, NJ 07626-2403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042010772 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 4201/772 |
| Instrument | 2021092753 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 181 12th St was $14,662, up 6.5% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $738,700 (+14.31%) Land $444,000 Building $294,700 | $738,700 (+14.31%) Land $444,000 Building $294,700 | |
| 2025 | $14,662.00 (+6.48%) | $646,200 Land $370,000 Building $276,200 | $646,200 Land $370,000 Building $276,200 |
| 2024 | $13,770.00 | ||
| 2023 | $574,700 Land $314,500 Building $260,200 | $574,700 Land $314,500 Building $260,200 | |
| 2022 | $13,048.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 181 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 181 12th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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