176 12th St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 176 12th St, Cresskill, NJ 07626

Property Summary

Property Type	Single Family Home
Details	2,556 sqft · built 1956
Lot Size	0.206 acres (8,960 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (May 2013)
Tax Bill	$15,738 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00144-0000-00243`

Property Details

APN / Parcel Number

Primary APN	`08-00144-0000-00243`
Alternative APNs	`080014400243` `190300`

Interior

Stories	1 Story
Building Area	2,556 sqft Living Area
1st Floor Area	2,556 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	8,960 sqft (0.206 acres)
Lot Dimensions	112 ft deep x 80 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	190300
Street Address	176 12TH ST
City	CRESSKILL
State	NJ
Zip	07626-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	80X112 3.2L L244-246
Legal Subdivision	MERRITT PARK
Legal Block	144
Legal Lot Number	243
Jurisdiction	BERGEN NJ
Township / Civil Division	CRESSKILL
Census Block Group	2
Census Block	2018
Census Tract	8002

Owner

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	176 12TH ST, CRESSKILL, NJ 07626-2404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2013 · Amount on File
Deed Sale	May 3, 2013 · Amount on File
Deed Document Number	201348896
Deed Book / Page	1377 / 1009
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	176 12TH ST, CRESSKILL, NJ 07626-2404
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040780805
Date	Apr 14, 2021
Book Page	4078/805
Instrument	2021056566

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	176 12TH ST, CRESSKILL, NJ 07626-2404
Document Number	0035760797
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	176 12TH ST CRESSKILL NJ 076262404, CRESSKILL, NJ 07626-2404

Mortgage

Document Number	0035760797
Date	Apr 21, 2020
Book Page	003576/000797
Instrument	20041334

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2035

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Cresskill Borough
Unified School District	Cresskill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$744,400 (+7.32%) Land $461,300 Building $283,100	$744,400 (+7.32%) Land $461,300 Building $283,100
2025	$15,738.00 (+6.27%)	$693,600 (+11.87%) Land $385,400 Building $308,200	$693,600 (+11.87%) Land $385,400 Building $308,200
2024	$14,809.00 (+4.99%)
2023		$620,000 Land $327,900 Building $292,100	$620,000 Land $327,900 Building $292,100
2022	$14,105.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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