2557 Regal River Rd, Valrico, FL 33596 Property Records

Hillsborough County property record for 2557 Regal River Rd, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,656 sqft · built 1997
Lot Size0.331 acres (14,440 sqft)
Owner2 Individual Names on Record
Last Sale$314,000 (Jun 2004)
Tax Bill$4,895 (2025)
Deeds & MortgagesOct 2021 Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN0874984022

Property Details

APN / Parcel Number

Primary APN0874984022
Alternative APN
  • U08302136P000001000110

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,656 sqft Heated Area
1st Floor Area2,656 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2011
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,440 sqft (0.331 acres)
Lot Dimensions152 ft deep x 95 ft wide
Garage Area696 sqft
Parking Spaces2 Parking Spaces
Pool Area282 sqft
PorchOpen Porch
Porch Area437 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0874984022
Street Address2557 REGAL RIVER RD
CityVALRICO
StateFL
Zip33596-8307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER RIDGE RESERVE LOT 11 BLOCK 1
Legal Range21E
Legal Township30S
Legal Section08
Legal SubdivisionRIVER RIDGE RESERVE
Legal Block1
Legal Lot Number11
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group3
Census Block3000
Census Tract13409

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address921 N CENTRAL AVE, TAMPA, FL 33602-2709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · VA Mortgage
LOW VA RATES LLC
Aug 18, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleJun 3, 2004 · Amount on Record
Deed SaleJun 3, 2004 · Amount on Record
Prior SaleJun 3, 2004 · Amount on Record
Deed Document Number0138960826
Last Transfer DateJun 10, 2025
Transfer Doc0000250747
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2557 REGAL RIVER RD, VALRICO, FL 33596-8307
Transaction TypeMortgage
Record UpdatedOct 26, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2557 REGAL RIVER RD, VALRICO, FL 33596-8307

Mortgage

Document Number2021514696
DateOct 12, 2021
Instrument2021514696
Lender
NameLOW VA RATES LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2557 REGAL RIVER RD, VALRICO, FL 33596-8307
Document Number0251960661
Book / Page025196 / 000661
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedSep 14, 2017
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2557 REGAL RIVER RD VALRICO FL 335968307, VALRICO, FL 33596-8307

Mortgage

Document Number0251960661
DateAug 29, 2017
Book Page025196/000661
Instrument341648
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 28, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,895.00 (+12.94%) Homeowner's exemption Veteran's exemption$274,351 (+5.99%)$567,304 (+8.31%) Land $152,486 Building $414,818
2023$4,334.00 (+4.99%) Homeowner's exemption Veteran's exemption$258,853 (+3%)$523,780 (+4.1%) Land $138,624 Building $385,156
2022$4,128.00 Homeowner's exemption Veteran's exemption$251,314$503,162 Land $110,899 Building $392,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims149 (1979–2024)
Claims Outside the SFHA4 of 149
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 28 claims
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Frances, Sep 2004 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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