2556 Summit Cove Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 2556 Summit Cove Dr, Duluth, GA 30097

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,684 sqft · built 1997
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (May 2021)
Tax Bill$3,840 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2025 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN7-243-094

Property Details

APN / Parcel Number

Primary APN7-243-094
Alternative APNs
  • R7243-094
  • 2593920

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,684 sqft Living Area
Gross Area2,488 sqft
1st Floor Area1,684 sqft
Basement Area804 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
TerrainHigh
View / LotPrimary

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area128 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2556 SUMMIT COVE DR
CityDULUTH
StateGA
Zip30097-7972
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRM
Legal DescriptionUNIT 113 CHATTAHOOCHEE COVE #1
Legal SubdivisionCHATTAHOOCHEE COVE
Legal Unit1
JurisdictionGWINNETT GA
Township / Civil DivisionSUWANEE-DULUTH
Census Block Group1
Census Block1036
Census Tract50235

Owner

2556 Summit Cove Dr, a townhouse, is owned and occupied by an individual who bought it in May 2021.

Source: Gwinnett County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · FHA Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Jun 11, 2025Deed of Trust, Mortgage · Conventional Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 31, 2024Deed of Trust, Mortgage · FHA Mortgage
US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCE
Dec 12, 2018Deed of Trust, Mortgage · FHA Mortgage
INTERCOASTAL MORTGAGE
May 24, 2021Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCE
Dec 2, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Nov 14, 2017Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2021 · Amount on File
Deed SaleMay 24, 2021 · Amount on File
Prior SaleDec 5, 2018 · Amount on File
Deed Document Number202116763
Deed Book / Page58782 / 597
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGWINNETT GA
Recording DateJul 27, 2026
Property Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972
Document Number6266000818
Book / Page62666 / 818
Instrument DateJul 27, 2026
Transaction TypeMortgage
Record UpdatedAug 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972

Mortgage

Document Number6266000818,
DateJul 27, 2026
Book Page62666/818
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Max Rate-1%

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGWINNETT GA
Property Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972

Mortgage

Document Number0618930177
DateJun 11, 2025
Book Page0000061893/0000000177
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term312 Months
DueJan 1, 2051

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGWINNETT GA
Property Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972

Mortgage

Document Number0615040658
DateOct 31, 2024
Book Page0000061504/0000000658
Lender
NameUS DEPARTMENT OF HOUSING AND URBAN DEVEL
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term324 Months
DueJan 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGWINNETT GA
Property Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972

Mortgage

Document Number0587820615
DateMay 28, 2021
Book Page0000058782/0000000615
Lender
NameAMERICAN FINANCE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGWINNETT GA
Property Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972
Transaction TypeMortgage
Record UpdatedJun 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972

Mortgage

Document Number0563050877
DateDec 12, 2018
Book Page0000056305/0000000877
Lender
NameINTERCOASTAL MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGWINNETT GA
Recording DateMay 24, 2021
Property Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972
Document Number0587820597
Book / Page58782 / 597
Instrument DateMay 24, 2021
Instrument2021-016763
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972

Mortgage

Document Number0058782599
DateMay 24, 2021
Instrument58782/599
Lender
NameAMERICAN FINANCE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term356 Months
DueJan 1, 2051

Mortgage

Document Number0587820615
DateMay 28, 2021
Book Page0000058782/0000000615
Lender
NameAMERICAN FINANCE
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGWINNETT GA
Property Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972
Document Number0581640570
Instrument DateDec 2, 2020
Transaction TypeMortgage
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2556 SUMMIT COVE DR DULUTH GA 300977972, DULUTH, GA 30097-7972

Mortgage

Document Number0581640570
DateDec 14, 2020
Book Page058164/000570
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 13, 2050

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGWINNETT GA
Recording DateNov 14, 2017
Property Address2556 SUMMIT COVE DR, DULUTH, GA 30097-7972
Document Number0555270089
Book / Page055527 / 000089
Instrument DateNov 10, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$153.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 2556 Summit Cove Dr was $3,840.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyGwinnett County
MunicipalityDuluth City
Unified School DistrictGwinnett County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,840.00$154,040 Land $18,040 Building $136,000$385,100 Land $45,100 Building $340,000
2023$3,141.00$136,600 Land $16,000 Building $120,600
2022$341,500 Land $40,000 Building $301,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2556 Summit Cove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2556 Summit Cove Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGWINNETT CO. DEPT. OF WATER RESOURCES
serves 975,000 people · EPA ID GA1350004
Water SourceSurface water
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

Nearby Properties on Summit Cove Dr

Nearby Streets

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