2548 Summit Cove Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 2548 Summit Cove Dr, Duluth, GA 30097

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,404 sqft · built 1997
Lot Size	0.03 acres (1,306 sqft)
Owner	2 Individual Names on File
Last Sale	$334,000 (Nov 2024)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Mar 2024 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-243-092`

Property Details

APN / Parcel Number

Primary APN	`7-243-092`
Alternative APNs	`R7243-092` `2593903`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
Gross Area	2,208 sqft
Basement Area	804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	1,306 sqft (0.03 acres)
Terrain	High
View / Lot	Primary
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2548 SUMMIT COVE DR
City	DULUTH
State	GA
Zip	30097-7972
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM
Legal Description	UNIT 111 CHATTAHOOCHEE COVE #1
Legal Subdivision	CHATTAHOOCHEE COVE
Legal Lot Number	111
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1036
Census Tract	50235

Owner

2548 Summit Cove Dr, a townhouse, is owned by two individuals who bought it in November 2024.

Source: Gwinnett County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2548 PLANTATION TRACE DR, DULUTH, GA 30097
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Warranty Deed, Transfer
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
May 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage DELTA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2024 · Amount on File
Deed Sale	Nov 27, 2024 · Amount on File
Prior Sale	Mar 5, 2024 · Amount on File
Deed Book / Page	61555 / 823
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Mar 5, 2024
Property Address	2548 SUMMIT COVE DR, DULUTH, GA 30097-7972
Document Number	0610750246
Book / Page	61075 / 246
Instrument Date	Mar 5, 2024
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 SUMMIT COVE DR, DULUTH, GA 30097-7972
Investor	Possibly a Property Investor

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2548 SUMMIT COVE DR, DULUTH, GA 30097-7972
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2548 SUMMIT COVE DR, DULUTH, GA 30097-7972

Mortgage

Document Number	0586680000000329
Date	Apr 28, 2021
Book Page	0000058668/0000000329

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2548 SUMMIT COVE DR, DULUTH, GA 30097-7972
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0558680510
Date	May 8, 2018
Book Page	55868/510

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2548 Summit Cove Dr was $3,858.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,858.00	$135,040 Land $18,040 Building $117,000	$337,600 Land $45,100 Building $292,500
2023	$2,369.00	$119,800 Land $16,000 Building $103,800
2022			$299,500 Land $40,000 Building $259,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2548 Summit Cove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2548 Summit Cove Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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