2563 Summit Cove Dr, Duluth, GA 30097 Property Records

Gwinnett County property record for 2563 Summit Cove Dr, Duluth, GA 30097

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,576 sqft · built 1997
Lot Size	0.03 acres (1,306 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Mar 2017)
Tax Bill	$595 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-243-107`

Property Details

APN / Parcel Number

Primary APN	`7-243-107`
Alternative APNs	`R7243-107` `2594055`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	608 sqft
Basement Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	1,306 sqft (0.03 acres)
Terrain	High
View / Lot	Primary
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	528 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2563 SUMMIT COVE DR
City	DULUTH
State	GA
Zip	30097-7973
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM
Legal Description	UNIT 126 CHATTAHOOCHEE COVE #1
Legal Subdivision	CHATTAHOOCHEE COVE
Legal Lot Number	126
Legal Unit	1
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1036
Census Tract	50235

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2563 SUMMIT COVE DR, DULUTH, GA 30097-7973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage DELTA COMMUNITY CREDIT UNION
Dec 15, 2018	Deed of Trust, Mortgage · Line of Credit DELTA CMNTY CU
Apr 6, 2017	Grant Deed, Transfer · Conventional with PMI NORTHPOINTE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Prior Sale	Aug 1, 2011 · Amount on Record
Deed Document Number	20177923
Deed Book / Page	55036 / 384
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2563 SUMMIT COVE DR, DULUTH, GA 30097-7973
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 SUMMIT COVE DR, DULUTH, GA 30097-7973

Mortgage

Document Number	0609520223
Date	Dec 12, 2023
Book Page	0000060952/0000000223

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Jan 1, 2043

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	2563 SUMMIT COVE DR, DULUTH, GA 30097-7973
Document Number	0563230805
Instrument Date	Dec 15, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2563 SUMMIT COVE DR DULUTH GA 300977973, DULUTH, GA 30097-7973

Mortgage

Document Number	0563230805
Date	Dec 21, 2018
Book Page	056323/000805

Lender

Name	DELTA CMNTY CU
Type	Credit Union
Address	PEACHTREE CITY, GA 30269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 20, 2038

Interest

Rate Type	Adjustable Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Apr 6, 2017
Property Address	2563 SUMMIT COVE DR, DULUTH, GA 30097-7973
Document Number	0550360384
Book / Page	055036 / 000384
Instrument Date	Mar 30, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2563 SUMMIT COVE DR DULUTH GA 300977973, DULUTH, GA 30097-7973

Mortgage

Document Number	550360385
Date	Apr 6, 2017
Book Page	055036/000385

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$595.00 (+31.64%)	$145,480 (+12.32%) Land $18,040 Building $127,440	$363,700 (+12.32%) Land $45,100 Building $318,600
2023	$452.00	$129,520 Land $16,000 Building $113,520
2022			$323,800 Land $40,000 Building $283,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

Nearby Properties on Summit Cove Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures