2555 Sandridge Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2555 Sandridge Ln, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1984
Lot Size	0.501 acres (21,867 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Sep 2025)
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`97528`

Property Details

APN / Parcel Number

Primary APN	`97528`
Alternative APN	`132631260100010200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Heated Area
Gross Area	2,505 sqft
1st Floor Area	1,696 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,867 sqft (0.501 acres)
Lot Dimensions	165 ft deep x 130 ft wide
Garage Type	Finished
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Finished/Screened Porch
Porch Area	182 sqft
Deck Area	533 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	97528
Street Address	2555 SANDRIDGE LN
City	SAINT CLOUD
State	FL
Zip	34771-7316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS1
Legal Description	BAY TREE COVE PB 4 PG 74 LOT 20
Legal Range	31E
Legal Township	26S
Legal Section	13
Legal Subdivision	BAY TREE COVE
Legal Tract	2601
Legal Block	1
Legal Lot Number	20
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of December 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	2555 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 28, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on Record
Deed Sale	Sep 2, 2025 · Amount on Record
Prior Sale	Sep 2, 2025 · Amount on Record
Deed Document Number	0068430060
Deed Book / Page	6843 / 60
Last Transfer Date	Dec 4, 2025
Transfer Doc	0068890957
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 4, 2025
Property Address	2555 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316
Document Number	0068890957
Book / Page	6889 / 957
Map Reference	MB 4 PG 74
Instrument Date	Nov 10, 2025
Instrument	2025148844
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2555 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2555 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2555 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2555 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316

Mortgage

Document Number	0058641076
Date	Jan 5, 2021
Book Page	5864/1076
Instrument	2021000724

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 28, 2018
Property Address	2555 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316
Document Number	0054382519
Book / Page	5438 / 2519
Map Reference	MB4 PG74
Instrument Date	Aug 24, 2018
Instrument	2018173553
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 JASMINE DR, 5, PORT JERVIS, NY 12771-5212

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2555 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316

Mortgage

Document Number	2018173554
Date	Nov 28, 2018
Instrument	2018173554

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,128.00 (+8.01%) Homeowner's exemption	$215,194 (+5.99%)	$362,400 (+26.71%) Land $85,000 Building $277,400
2023	$2,896.00 (+4.55%) Homeowner's exemption	$203,039 (+3%)	$286,000 (+12.64%) Land $55,000 Building $231,000
2022	$2,770.00 Homeowner's exemption	$197,126	$253,900 Land $55,000 Building $198,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20

May also be available: Spectrum.

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