Osceola County property record for 2545 Sandridge Ln, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,943 sqft · built 1984 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Nov 2017) |
| Tax Bill | $3,906 (2023) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-26-31-2601-0001-0190 |
| Primary APN | 13-26-31-2601-0001-0190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,943 sqft Living Area |
| Gross Area | 3,024 sqft |
| 1st Floor Area | 1,943 sqft |
| Flooring | Carpet |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Lot Dimensions | 200 ft deep x 131 ft wide |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Pool Type | In-Ground Pool |
| Porch | Screened/Unfinished Porch |
| Deck Area | Deck Area |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2545 SANDRIDGE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS1 |
| Legal Description | BAY TREE COVE PB 4 PG 74 LOTS 18 & 19 |
| Legal Subdivision | BAY TREE COVE |
| Legal Tract | 2601 |
| Legal Block | 190 |
| Legal Lot Number | 19 |
| Jurisdiction | OSCEOLA FL |
Source: Osceola County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on Record |
| Deed Sale | Nov 21, 2017 · Amount on Record |
| Prior Sale | Aug 20, 2012 · Amount on Record |
| Deed Document Number | 2017166052 |
| Deed Book / Page | 5242 / 1370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 10, 2026 |
| Property Address | 2545 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316 |
| Document Number | 0000076556 |
| Book / Page | 6986 / 698 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 202676556 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2545 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316 |
| Document Number | 0000076556, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 6986/698 |
| Instrument | 202676556 |
| Name | ADDISON AVE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2023 | $3,906.00 | $362,600 Land $107,400 Building $255,200 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| CenturyLink DSL | 140 / 20 |
May also be available: Spectrum.
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