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2515 Sandridge Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2515 Sandridge Ln, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 1965
Lot Size0.691 acres (30,099 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (May 2020)
Tax Bill$5,385 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-26-31-2601-0001-0160

Property Details

APN / Parcel Number

Primary APN13-26-31-2601-0001-0160
Alternative APNs
  • 263113260100010160
  • 97524

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,800 sqft Living Area
Gross Area2,813 sqft
1st Floor Area1,800 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1999
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,099 sqft (0.691 acres)
Lot Dimensions200 ft deep x 151 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area512 sqft
PorchScreened/Unfinished Porch
Porch Area441 sqft
Deck Area600 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2515 SANDRIDGE LN
CitySAINT CLOUD
StateFL
Zip34771-7316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS1
Legal DescriptionBAY TREE COVE PB 4 PG 74 LOT 16
Legal Range31E
Legal Township26S
Legal Section13
Legal SubdivisionBAY TREE COVE
Legal Tract2601
Legal Block160
Legal Lot Number16
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1007
Census Tract43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2515 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2020 · Amount on File
Deed SaleMay 1, 2020 · Amount on File
Deed Document Number202059592
Deed Book / Page5716 / 2840
Prior Transfer DateJun 29, 2007
Prior Transfer Doc0035180593
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 1, 2020
Property Address2515 SANDRIDGE LN, SAINT CLOUD, FL 34771-7316
Document Number0057162840
Book / Page005716 / 002840
Instrument DateApr 30, 2020
Instrument59592
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanySECURITY NATIONAL TITLE AND ESCROW, SECURITY NAT'L TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2515 SANDRIDGE LN ST CLOUD FL 347717316, ST CLOUD, FL 34771-7316
InvestorPossibly a Property Investor

Mortgage

Document Number57162842
DateJun 1, 2020
Book Page005716/002842
Instrument59593
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 31, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,385.00 (+6.87%)$364,900 (+26.79%) Land $85,000 Building $279,900$364,900 (+26.79%) Land $85,000 Building $279,900
2024$5,039.00 (+13.41%)
2023$4,443.00 (+10.58%)$287,800 (+12.77%) Land $55,000 Building $232,800$287,800 (+12.77%) Land $55,000 Building $232,800
2022$4,018.00$255,200 Land $55,000 Building $200,200$255,200 Land $55,000 Building $200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
CenturyLink
DSL		140 / 20

May also be available: Spectrum.

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