2555 Ridgeview Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2555 Ridgeview Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1961
Lot Size	0.333 acres (14,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jun 2024)
Tax Bill	$3,300 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-02-14054-2`

Property Details

APN / Parcel Number

Primary APN	`S7685-02-14054-2`
Alternative APN	`344185`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1968
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	14,501 sqft (0.333 acres)
Porch	Open Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2555 RIDGEVIEW DR
City	OAK HARBOR
State	WA
Zip	98277-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST VILLAGE 2 LOT 54 BLK 14 14054-1 COMBD/W SL2 7/2/82
Legal Subdivision	PATTONS HILLCREST VILLAGE 2
Legal Block	14
Legal Lot Number	54
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1011
Census Tract	970401

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2555 RIDGEVIEW DR, OAK HARBOR, WA 98277-8946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Sep 15, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
May 8, 2017	Warranty Deed, Transfer · Line of Credit DAVID B & ERIN JOHNSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	20244573351
Prior Transfer Date	Sep 18, 2006
Prior Transfer Doc	0004183514
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Sep 9, 2019
Property Address	2555 RIDGEVIEW DR, OAK HARBOR, WA 98277-8946
Document Number	0004470948
Instrument Date	Sep 4, 2019
Instrument	4470948
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	LAND TITLE AND ESCROW/ISLAND COMPANY, LAND TITLE & ESCROW/ISLAND CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,232.86
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2555 RIDGEVIEW DR OAK HARBOR WA 982778946, OAK HARBOR, WA 98277-8946

Mortgage

Document Number	4470950
Date	Sep 9, 2019
Instrument	4470950

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Sep 15, 2017
Property Address	2555 RIDGEVIEW DR, OAK HARBOR, WA 98277-8946
Document Number	0004430175
Map Reference	VOL6 PG30
Instrument Date	Sep 14, 2017
Instrument	4430175
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,561.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2555 RIDGEVIEW DR, OAK HARBOR, WA 98277-8946

Mortgage

Document Number	0004430176
Date	Sep 15, 2017
Instrument	4430176

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	May 8, 2017
Property Address	2555 RIDGEVIEW DR, OAK HARBOR, WA 98277-8946
Document Number	0004422012
Instrument Date	May 3, 2017
Instrument	4422012
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	LEO PALMER ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$2,977.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24118 7TH AVE NW STANWOOD WA 982924707, STANWOOD, WA 98292-4707

Mortgage

Document Number	4422013
Date	May 8, 2017
Instrument	4422013

Lender

Name	DAVID B & ERIN JOHNSON
Address	1801 GROVE ST # B, MARYSVILLE, WA 98270-4333

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,300.00 (+15.14%)
2025	$2,866.00 (+5.52%)	$426,661 (+8.99%) Land $210,000 Building $216,661	$426,661 (+8.99%) Land $210,000 Building $216,661
2023	$2,716.00	$391,458 (+7.33%) Land $190,000 Building $201,458	$391,458 (+7.33%) Land $190,000 Building $201,458
2022		$364,724 Land $180,000 Building $184,724	$364,724 Land $180,000 Building $184,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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