2538 Ridgeview Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2538 Ridgeview Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,604 sqft · built 1972
Lot Size	0.414 acres (18,028 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Mar 2005)
Tax Bill	$4,001 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S7685-02-12021-2`

Property Details

APN / Parcel Number

Primary APN	`S7685-02-12021-2`
Alternative APN	`343818`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,604 sqft Living Area
1st Floor Area	1,524 sqft
Upper Floors Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Material	Asphalt
Lot Area	18,028 sqft (0.414 acres)
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2538 RIDGEVIEW DR
City	OAK HARBOR
State	WA
Zip	98277-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST #2 PT LOTS 20 & 21 BLK 12 DESC BG NECR LOT 20 S15E83.39 TPB S22W48.64 S89E115 TO WLN OLYMPIC DR S77.38 WLY CURR 46.69 N72W54.39 NWLY CURR 198.42TP ON ELN RIDGEVIEW DR N89W FR TPB S89E128.40TPB COMB 1089
Legal Subdivision	PATTONS HILLCREST #2
Legal Block	12
Legal Lot Number	20,21
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1010
Census Tract	970401

Owner

2538 Ridgeview Dr is owned and occupied by two individuals who bought it in March 2005.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2538 RIDGEVIEW DR, OAK HARBOR, WA 98277-8946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · VA Mortgage PNC MORTGAGE LLC
Jan 7, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2005 · Amount on File
Deed Sale	Mar 7, 2005 · Amount on File
Deed Document Number	20054127433
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2538 RIDGEVIEW DR, OAK HARBOR, WA 98277-8946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004417353
Date	Feb 21, 2017
Instrument	4417353

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	209 Months
Due	Jul 1, 2034

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2538 RIDGEVIEW DR, OAK HARBOR, WA 98277-8946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004507368
Date	Jan 7, 2021
Instrument	4507368

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	177 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2538 Ridgeview Dr was $4,001.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,001.00
2025		$518,525 Land $210,000 Building $308,525	$518,525 Land $210,000 Building $308,525
2023	$3,217.00	$465,381 (+7.46%) Land $190,000 Building $275,381	$465,381 (+7.46%) Land $190,000 Building $275,381
2022		$433,069 Land $180,000 Building $253,069	$433,069 Land $180,000 Building $253,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2538 Ridgeview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2538 Ridgeview Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

Nearby Properties on Ridgeview Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures