2563 Ridgeview Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 2563 Ridgeview Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,028 sqft · built 1961
Lot Size	0.333 acres (14,501 sqft)
Owner	Individual Name on Record
Last Sale	$309,900 (Jun 2020)
Tax Bill	$3,076 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S7685-02-14053-0`

Property Details

APN / Parcel Number

Primary APN	`S7685-02-14053-0`
Alternative APN	`344167`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,028 sqft Living Area
Gross Area	1,292 sqft
1st Floor Area	1,028 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	14,501 sqft (0.333 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2563 RIDGEVIEW DR
City	OAK HARBOR
State	WA
Zip	98277-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	PATTONS HILLCREST #2 LOT 53 BLK 14
Legal Subdivision	PATTONS HILLCREST #2
Legal Block	14
Legal Lot Number	53
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1011
Census Tract	970401

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2563 RIDGEVIEW DR, OAK HARBOR, WA 98277-8904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage WASHINGTON STATE HOUSING FIN COMMISSION
Jun 24, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 6, 2017	Warranty Deed, Transfer · VA Mortgage MICHIGAN MUTUAL INC
Jul 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	20204489606
Prior Transfer Date	Jul 31, 2017
Prior Transfer Doc	0004427245
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	2563 RIDGEVIEW DR, OAK HARBOR, WA 98277-8904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLONIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004492934
Date	Aug 4, 2020
Instrument	4492934

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 24, 2020
Property Address	2563 RIDGEVIEW DR, OAK HARBOR, WA 98277-8904
Document Number	0004489606
Map Reference	VOL 6 PG 30
Instrument Date	Jun 18, 2020
Instrument	4489606
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,963.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 RIDGEVIEW DR, OAK HARBOR, WA 98277-8904

Mortgage

Document Number	0004489607
Date	Jun 24, 2020
Instrument	4489607

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0004489608
Date	Jun 24, 2020
Instrument	4489608

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Oct 6, 2017
Property Address	2563 RIDGEVIEW DR, OAK HARBOR, WA 98277-8904
Document Number	0004431556
Map Reference	VOL6 PG30
Instrument Date	Sep 29, 2017
Instrument	4431556
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,544.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2563 RIDGEVIEW DR, OAK HARBOR, WA 98277-8904

Mortgage

Document Number	0004431557
Date	Oct 6, 2017
Instrument	4431557

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Jul 31, 2017
Property Address	2563 RIDGEVIEW DR, OAK HARBOR, WA 98277-8904
Document Number	0004427245
Instrument Date	Jul 31, 2017
Instrument	4427245
Transaction Type	Transfer
Record Updated	Sep 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	740 SW PUFFIN ST OAK HARBOR WA 982777224, OAK HARBOR, WA 98277-7224

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,076.00 (+14.78%)
2025		$397,349 (+2.93%) Land $210,000 Building $187,349	$397,349 (+2.93%) Land $210,000 Building $187,349
2023	$2,680.00	$386,034 (+7.31%) Land $190,000 Building $196,034	$386,034 (+7.31%) Land $190,000 Building $196,034
2022		$359,752 Land $180,000 Building $179,752	$359,752 Land $180,000 Building $179,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILLCREST VILLAGE WATER CO INC private · serves 770 people · EPA ID WA5333150
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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