2555 Cay Cv, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2555 Cay Cv, Matlacha, FL 33993

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,467 sqft · built 1958
Lot Size	0.079 acres (3,441 sqft)
Owner	Company Name on File
Last Sale	$460,000 (Apr 2023)
Tax Bill	$4,404 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`24-44-22-08-00000.0940`

Property Details

APN / Parcel Number

Primary APN	`24-44-22-08-00000.0940`
Alternative APNs	`22244408000000940` `10015107`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,467 sqft Living Area
Gross Area	1,691 sqft
1st Floor Area	1,419 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	3,441 sqft (0.079 acres)
Lot Dimensions	70 ft deep x 50 ft wide
View / Lot	Canal Front

Exterior Amenities

Porch	Florida Room
Porch Area	48 sqft
Patio Area	224 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10015107
Street Address	2555 CAY CV
City	MATLACHA
State	FL
Zip	33993-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MH-1
Legal Description	ISLAND HARBORS 2ND ADDN PB 9 PG 107 LOT 94
Legal Range	22E
Legal Township	44S
Legal Section	24
Legal Subdivision	MATLACHA NW
Legal Tract	08
Legal Block	1
Legal Lot Number	94
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	1
Census Block	1002
Census Tract	70102

Owner

2555 Cay Cv is owned by a company that bought it in April 2023.

Source: Lee County records, as of July 29, 2026

Owner of Record	Company Name on File
Mailing Address	1131 SE 34TH TER, CAPE CORAL, FL 33904-4235
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Commercial Mortgage JOHN B MCWILLIAMS ETUX
Apr 28, 2023	Deed, Transfer · Commercial Mortgage JOHN B MCWILLIAMS ETUX
Jun 8, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 24, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	2023152513
Prior Transfer Date	Jun 7, 2022
Prior Transfer Doc	0000191496
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2555 CAY CV, MATLACHA, FL 33993-9734
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 SE 34TH TER, CAPE CORAL, FL 33904-4235

Mortgage

Document Number	0000179889
Date	May 19, 2023
Instrument	2023000179889

Lender

Name	JOHN B MCWILLIAMS ETUX
Type	Private Party
Address	8281 GLENFINNAN CIR, FORT MYERS, FL 33912

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 11, 2028

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LEE FL
Recording Date	Apr 28, 2023
Property Address	2555 CAY CV, MATLACHA, FL 33993-9734
Document Number	0000152513
Map Reference	MB 9 PG 107
Instrument Date	Apr 28, 2023
Instrument	2023000152513
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2555 CAY CV, MATLACHA, FL 33993-9734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 SE 34TH TER, CAPE CORAL, FL 33904-4235

Mortgage

Document Number	0000179889
Date	Apr 28, 2023
Instrument	2023000179889

Lender

Name	JOHN B MCWILLIAMS ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	May 11, 2028

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Jun 8, 2022
Property Address	2555 CAY CV, MATLACHA, FL 33993-9734
Document Number	0000191496
Map Reference	MB 9 PG 107
Instrument Date	Jun 7, 2022
Instrument	2022000191496
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2555 CAY CV, 2555, MATLACHA, FL 33993-9734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2555 CAY COVE, MATLACHA, FL 33993-9734

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Feb 24, 2022
Property Address	2555 CAY CV, MATLACHA, FL 33993-9734
Document Number	0000063519
Map Reference	MB 9 PG 107
Instrument Date	Feb 16, 2022
Instrument	2022000063519
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27196 BELLE RIO DR, 27196, BONITA SPRINGS, FL 34135-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27196 BELLE RIO DR, BONITA SPRINGS, FL 34135-4427

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 11, 2018
Property Address	2555 CAY CV, MATLACHA, FL 33993-9734
Document Number	0000166555
Instrument Date	Jul 2, 2018
Instrument	166555
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	FLORIDA HOMETOWN TITLE AND ESCRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27196 BELLE RIO DR BONITA SPRINGS FL 341354427, BONITA SPRINGS, FL 34135-4427

Mortgage

Document Number	166556
Date	Jul 11, 2018
Instrument	166556

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2555 Cay Cv was $4,404.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,032 (-14.35%) Land $118,538 Building $116,494	$235,032 (-14.35%) Land $118,538 Building $116,494
2025	$4,404.00	$274,417 Land $143,949 Building $130,468	$274,417 Land $143,949 Building $130,468
2023	$2,959.00 (-41.72%)	$199,406 (-44.98%) Land $199,396 Building $10	$199,406 (-44.98%) Land $199,396 Building $10
2022	$5,077.00	$362,415 Land $174,909 Building $187,506	$362,415 Land $174,909 Building $187,506

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2555 Cay Cv in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 units insured incl. 4 condo units
Nearby Flood Claims	635 (1982–2024)
Claims Outside the SFHA	1 of 635
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 152 claims Hurricane Helene, Oct 2024 · 128 claims Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2555 Cay Cv is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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