2549 Cay Cv, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2549 Cay Cv, Matlacha, FL 33993

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba · 630 sqft · built 1959
Lot Size	0.153 acres (6,665 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jan 2026)
Tax Bill	$3,903 (2025)
Deeds & Mortgages	Jan 2026 Sale Jan 2026 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-44-22-08-00000.0950`

Property Details

APN / Parcel Number

Primary APN	`24-44-22-08-00000.0950`
Alternative APNs	`22244408000000950` `10015108`

Interior

Full Baths	1 Bath
Building Area	630 sqft
1st Floor Area	350 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Metal
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	71 ft deep x 95 ft wide
View / Lot	Canal Front
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10015108
Street Address	2549 CAY CV
City	MATLACHA
State	FL
Zip	33993-9734
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	MH-1
Legal Description	ISLAND HARBORS 2ND ADDN PB 9 PG 107 LOT 95
Legal Range	22E
Legal Township	44S
Legal Section	24
Legal Subdivision	MATLACHA NW
Legal Tract	08
Legal Block	1
Legal Lot Number	95
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	1
Census Block	1002
Census Tract	70102

Owner

2549 Cay Cv, residential vacant land, is owned and occupied by two individuals who bought it in January 2026.

Source: Lee County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2549 CAY CV, MATLACHA, FL 33993-9734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 21, 2026	Correction Deed ACCOMODATION, ACCOMMODATION
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage JIM REINHARDT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Document Number	20267650
Prior Transfer Date	Aug 28, 2000
Prior Transfer Doc	3297003657
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 12, 2026
Property Address	2549 CAY COVE, MATLACHA, FL 33993-9734
Document Number	0000007650
Map Reference	MB 9 PG 107
Instrument Date	Jan 9, 2026
Instrument	2026000007650
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 SE 17TH AVE # AVEA1, AVEA1, CAPE CORAL, FL 33990-3805

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2550 CAY CV, MATLACHA, FL 33993-9734

January 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	LEE FL
Recording Date	Jan 21, 2026
Property Address	2549 CAY COVE, MATLACHA, FL 33993-9734
Document Number	0000015638
Map Reference	MB 9 PG 107
Instrument Date	Jan 9, 2026
Instrument	2026000015638
Record Updated	Feb 2, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2550 CAY CV, MATLACHA, FL 33993-9734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2549 CAY COVE, MATLACHA, FL 33993-9734

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 12, 2019
Property Address	2549 CAY CV, MATLACHA, FL 33993-9734
Document Number	0000137959
Instrument Date	May 30, 2019
Instrument	137959
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12601 NEW BRITTANY BLVD FORT MYERS FL 339073631, FORT MYERS, FL 33907-3631

Mortgage

Document Number	137960
Date	Jun 12, 2019
Instrument	137960

Lender

Name	JIM REINHARDT
Address	7747 LAKE GROVE LN, ORLANDO, FL 32806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 11, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 2549 Cay Cv was $3,903.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,586 (-0.38%) Land $226,586	$226,586 (-32.24%) Land $226,586
2025	$3,903.00	$227,446 Land $227,446	$334,377 Land $334,377
2023	$2,915.00 (+13.78%)	$211,040 (+13.91%) Land $209,891 Building $1,149	$211,040 (+13.91%) Land $209,891 Building $1,149
2022	$2,562.00	$185,264 Land $184,115 Building $1,149	$185,264 Land $184,115 Building $1,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2549 Cay Cv in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 units insured incl. 4 condo units
Nearby Flood Claims	635 (1982–2024)
Claims Outside the SFHA	1 of 635
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 152 claims Hurricane Helene, Oct 2024 · 128 claims Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2549 Cay Cv is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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