2550 Cay Cv, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2550 Cay Cv, Matlacha, FL 33993

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 2,387 sqft · built 2004
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Mar 2018)
Tax Bill	$5,723 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`24-44-22-08-00000.0970`

Property Details

APN / Parcel Number

Primary APN	`24-44-22-08-00000.0970`
Alternative APNs	`22244408000000970` `10015109`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,387 sqft Living Area
Gross Area	2,515 sqft
1st Floor Area	1,527 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	85 ft deep x 95 ft wide
View / Lot	Canal Front

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	12 sqft
Patio Area	572 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10015109
Street Address	2550 CAY CV
City	MATLACHA
State	FL
Zip	33993-9734
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MH-1
Legal Description	ISLAND HARBORS 2ND ADDN PB 9 PG 107 LOT 97
Legal Range	22E
Legal Township	44S
Legal Section	24
Legal Subdivision	MATLACHA NW
Legal Tract	08
Legal Block	1
Legal Lot Number	97
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	1
Census Block	1002
Census Tract	70102

Owner

2550 Cay Cv, a mobile home, is owned and occupied by two individuals who acquired it in December 2022.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2550 CAY CV, MATLACHA, FL 33993-9734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 6, 2019	Quit Claim Deed, Transfer Quitclaim
Mar 19, 2018	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	Mar 31, 2014 · Amount on File
Deed Document Number	201864012
Last Transfer Date	Dec 29, 2022
Transfer Doc	0000002719
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Jan 3, 2023
Property Address	2550 CAY CV, MATLACHA, FL 33993-9734
Document Number	0000002719
Map Reference	MB 9 PG 107
Instrument Date	Dec 29, 2022
Instrument	2023000002719
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2550 CAY CV, MATLACHA, FL 33993-9734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2550 CAY COVE, MATLACHA, FL 33993-9734

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2550 CAY CV, MATLACHA, FL 33993-9734
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 SECRET HOLLOW RD, MONROE, CT 06468-5201

Mortgage

Document Number	0000026772
Date	Jan 27, 2021
Instrument	2021000026772

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Feb 6, 2019
Property Address	2550 CAY CV, MATLACHA, FL 33993-9734
Document Number	0000026542
Instrument Date	Feb 6, 2019
Instrument	26542
Transaction Type	Transfer
Record Updated	Mar 11, 2019

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 SECRET HOLLOW RD MONROE CT 06468, MONROE, CT 06468

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 19, 2018
Property Address	2550 CAY CV, MATLACHA, FL 33993-9734
Document Number	0000064012
Map Reference	MB9 PG107
Instrument Date	Mar 16, 2018
Instrument	2018000064012
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TROPICAL SHELLS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 656, BOKEELIA, FL 33922-0656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 SECRET HOLLOW RD, MONROE, CT 06468-5201

Mortgage

Document Number	0000064014
Date	Mar 19, 2018
Instrument	2018000064014

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2550 Cay Cv was $5,723 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,712 (+2.7%)	$463,487 (-19.28%) Land $239,887 Building $223,600
2025	$5,723.00 Homeowner's exemption	$405,757	$574,210 Land $363,800 Building $210,410
2023	$5,397.00 (+1.68%) Homeowner's exemption	$382,837 (+3%)	$443,108 (+19.22%) Land $254,079 Building $189,029
2022	$5,308.00 Homeowner's exemption	$371,686 Land $220,938 Building $150,748	$371,686 Land $220,938 Building $150,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2550 Cay Cv in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 units insured incl. 4 condo units
Nearby Flood Claims	635 (1982–2024)
Claims Outside the SFHA	1 of 635
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 152 claims Hurricane Helene, Oct 2024 · 128 claims Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2550 Cay Cv is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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