2555 104th Ave, Otsego, MI 49078 Property Records

Allegan County property record for 2555 104th Ave, Otsego, MI 49078 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 1,989 sqft · built 2000
Lot Size	2.27 acres (98,881 sqft)
Owner	Individual Name on File
Last Sale	$294,000 (Jul 2018)
Tax Bill	$4,039 (2025)
Deeds & Mortgages	Sep 2023 Transfer Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-024-006-30`

Property Details

APN / Parcel Number

Primary APN	`21-024-006-30`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,989 sqft Living Area
1st Floor Area	1,141 sqft
Basement Area	1,133 sqft
Unfinished Basement	1,133 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Lot Area	98,881 sqft (2.27 acres)
Lot Dimensions	1,314 ft deep x 328 ft wide
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces
Balcony Area	8 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2555 104TH AVE
City	OTSEGO
State	MI
Zip	49078-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR TH E 989.72' ALONG S SEC LIN TO POB TH N 300' TH E 329.88' TH S 300' TO S SEC LIN TH W 330' ALONG SD SEC LIN TO
Legal Range	13W
Legal Township	01N
Legal Section	24
Jurisdiction	ALLEGAN MI
Township / Civil Division	TROWBRIDGE
Census Block Group	3
Census Block	3001
Census Tract	31101

Owner

Source: Allegan County records · APN 21-024-006-30

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2555 104TH AVE, OTSEGO, MI 49078-8600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2023	Intrafamily Transfer, Transfer
Dec 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Jul 13, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2018 · Amount on Record
Deed Sale	Jul 13, 2018 · Amount on Record
Prior Sale	Jul 14, 2000
Deed Book / Page	4262 / 721
Last Transfer Date	Sep 01, 2023
Transfer Doc	004883/882
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Sep 06, 2023
Property Address	2555 104TH AVE, OTSEGO, MI 49078-8600
Document Number	004883/882
Book / Page	4883 / 882
Instrument Date	Sep 01, 2023
Instrument	2023012814
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2555 104TH AVE, OTSEGO, MI 49078-8600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2555 104TH AVE, OTSEGO, MI 49078-8600

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2555 104TH AVE, OTSEGO, MI 49078-8600
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2555 1104TH AVE, OTSEGO, MI 49078

Mortgage

Document Number	004704/564
Date	Dec 03, 2021
Book Page	4704/564

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2555 104TH AVE, OTSEGO, MI 49078-8600
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004440/771
Date	Mar 17, 2020
Book Page	4440/771

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	NEW HAVEN, CT 6515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2040

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 13, 2018
Property Address	2555 104TH AVE, OTSEGO, MI 49078-8600
Document Number	004262/721
Book / Page	4262 / 721
Instrument Date	Jul 10, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,528.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2555 104TH AVE, 2555, OTSEGO, MI 49078-8600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 WINDSOR CIR, ELKHART, IN 46516-4373
Investor	Possibly a Property Investor

Mortgage

Document Number	0004262723
Date	Jul 13, 2018
Instrument	4262/723

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Trowbridge Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,300 (+3.57%) Land $22,400 Building $171,900	$388,600 (+3.57%) Land $44,800 Building $343,800
2025	$4,039.00 (+5.95%) Homeowner's exemption	$187,600 (+28.14%) Land $21,400 Building $166,200	$375,200 (+28.14%) Land $42,800 Building $332,400
2024	$3,812.00 (+7.41%)
2023		$146,400 Land $15,300 Building $131,100	$292,800 Land $30,600 Building $262,200
2022	$3,549.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Mercury Broadband	Fiber	5,000 / 5,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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