Allegan County property record for 2435 104th Ave, Otsego, MI 49078 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,890 sqft · built 2017 |
| Lot Size | 9.99 acres (435,252 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,007 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2018 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-024-008-10 |
| Primary APN | 21-024-008-10 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Basement Area | 1,890 sqft |
| Unfinished Basement | 1,890 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Lot Area | 435,252 sqft (9.99 acres) |
| Lot Dimensions | 1,315 ft deep x 331 ft wide |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2435 104TH AVE |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SE COR TH W 657.06' TO POB TH W 331.08' TH N 1315.96' TH E 331.08' TH S 1315.42' TO POB SEC 24 T1N R13W (06). |
| Legal Range | 13W |
| Legal Township | 01N |
| Legal Section | 24 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | TROWBRIDGE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 31101 |
Source: Allegan County records · APN 21-024-008-10
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2435 104TH AVE, OTSEGO, MI 49078-9620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN |
| Jan 08, 2018 | Deed of Trust, Mortgage · Construction Mortgage UNITED BANK OF MICHIGAN |
| Aug 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 2435 104TH AVE, OTSEGO, MI 49078-9620 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2435 104TH AVE, OTSEGO, MI 49078-9620 |
| Document Number | 004704/359 |
|---|---|
| Date | Dec 03, 2021 |
| Book Page | 4704/359 |
| Name | UNITED BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 2435 104TH AVE, OTSEGO, MI 49078-9620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4210/434 |
|---|---|
| Date | Jan 08, 2018 |
| Book Page | 4210/434 |
| Instrument | 4210-434 |
| Name | UNITED BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Oct 01, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 2435 104TH AVE, OTSEGO, MI 49078-9620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4269/468 |
|---|---|
| Date | Aug 03, 2018 |
| Book Page | 4269/468 |
| Name | UNITED BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Trowbridge Township |
| Unified School District | Otsego Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,400 (+41.19%) Land $47,500 Building $269,900 | $634,800 (+41.19%) Land $95,000 Building $539,800 | |
| 2025 | $6,007.00 (+13.58%) | ||
| 2023 | $224,800 Land $30,000 Building $194,800 | $449,600 Land $60,000 Building $389,600 | |
| 2022 | $5,289.00 |
Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mercury Broadband | Fiber | 5,000 / 5,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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