2424 104th Ave, Otsego, MI 49078 Property Records

Allegan County property record for 2424 104th Ave, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1999
Lot Size	4.93 acres (214,751 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (May 2015)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-025-001-31`

Property Details

APN / Parcel Number

Primary APN	`21-025-001-31`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	214,751 sqft (4.93 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2424 104TH AVE
City	OTSEGO
State	MI
Zip	49078-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT NE COR TH W 409.88' ALONG N SEC LIN TO POB TH CONT W 409.88' TH S 525' TH E 409.43' TH N 525' TO N SEC LIN & POB SEC
Legal Range	13W
Legal Township	01N
Legal Section	25
Jurisdiction	ALLEGAN MI
Township / Civil Division	TROWBRIDGE
Census Block Group	3
Census Block	3020
Census Tract	31101

Owner

Source: Allegan County records · APN 21-025-001-31

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2424 104TH AVE, OTSEGO, MI 49078-9620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2015 · Amount on Record
Deed Sale	May 08, 2015 · Amount on Record
Prior Sale	Mar 28, 2014 · Amount on Record
Deed Book / Page	3925 / 509
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2424 104TH AVE, OTSEGO, MI 49078-9620
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4432/074
Date	Feb 18, 2020
Book Page	4432/074

Lender

Name	PNC BANK NA
Type	Bank
Address	OTSEGO, MI 49078

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Trowbridge Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,600 (+35.5%) Land $35,700 Building $118,900	$309,200 (+35.5%) Land $71,400 Building $237,800
2025	$2,603.00 (+14.17%)
2023		$114,100 Land $23,800 Building $90,300	$228,200 Land $47,600 Building $180,600
2022	$2,280.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 21, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
123.Net Fiber	6,000 / 6,000
Mercury Broadband Fiber	5,000 / 5,000

Based on FCC filings for 12 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 104th Ave

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