Montgomery County property record for 25536 Joy Ln, Damascus, MD 20872
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,068 sqft · built 2009 |
| Lot Size | 0.041 acres (1,804 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $432,000 (Jul 2021) |
| Tax Bill | $4,813 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Mar 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03624692 |
| Primary APN | 12-03624692 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 836 sqft |
| Basement Area | 396 sqft |
| Finished Basement | 396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,804 sqft (0.041 acres) |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03624692 |
|---|---|
| Street Address | 25536 JOY LN |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-2626 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT8.0 |
| Legal Description | MAGRUDERS OVERLOOK |
| Legal Subdivision | MAGRUDERS OVERLOOK |
| Legal Block | A |
| Legal Lot Number | 92 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700207 |
25536 Joy Ln, a townhouse, is owned and occupied by two individuals who bought it in July 2021.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25536 JOY LN, DAMASCUS, MD 20872-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC |
| Mar 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRANCH BANKING AND TRUST CO |
| Jul 1, 2019 | Special Warranty Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on File |
| Deed Sale | Jul 8, 2021 · Amount on File |
| Prior Sale | Jul 1, 2019 · Amount on File |
| Deed Book / Page | 63441 / 201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 8, 2021 |
| Property Address | 25536 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0634410201 |
| Book / Page | 63441 / 201 |
| Map Reference | PL 23753 |
| Instrument Date | Jun 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | PEAK SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 25536 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 63441209 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 63441/209 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25536 JOY LN, DAMASCUS, MD 20872-2626 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 25536 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0620380268 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 62038/268 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29607 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Aug 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 1, 2019 |
| Property Address | 25536 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0578050122 |
| Book / Page | 57805 / 122 |
| Map Reference | PL 23753 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | HOUSEHOLD TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25536 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 57805129 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 57805/129 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 25536 Joy Ln was $4,813.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,300 (+6.64%) | $496,400 (-) Land $138,600 Building $357,800 | |
| 2025 | $4,813.00 | $438,200 | $496,400 Land $138,600 Building $357,800 |
| 2023 | $392,833 | $409,100 Land $132,000 Building $277,100 | |
| 2022 | $3,811.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25536 Joy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25536 Joy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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