Montgomery County property record for 25526 Joy Ln, Damascus, MD 20872
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,068 sqft · built 2009 |
| Lot Size | 0.06 acres (2,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $384,900 (Nov 2019) |
| Tax Bill | $4,757 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03624646 |
| Primary APN | 12-03624646 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 836 sqft |
| Basement Area | 396 sqft |
| Finished Basement | 396 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Lot Area | 2,624 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|
| Account Number | 03624646 |
|---|---|
| Street Address | 25526 JOY LN |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-2626 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT8.0 |
| Legal Description | MAGRUDERS OVERLOOK |
| Legal Subdivision | MAGRUDERS OVERLOOK |
| Legal Block | A |
| Legal Lot Number | 87 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700207 |
25526 Joy Ln, a townhouse, is owned and occupied by an individual who bought it in November 2019.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25526 JOY LN, DAMASCUS, MD 20872-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Nov 7, 2019 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Oct 19, 2016 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on File |
| Deed Sale | Nov 7, 2019 · Amount on File |
| Prior Sale | Jul 2, 2009 · Amount on File |
| Deed Book / Page | 58448 / 225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25526 JOY LN, DAMASCUS, MD 20872-2626 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 25526 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0672280128 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 67228/128 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 7, 2019 |
| Property Address | 25526 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0584480225 |
| Book / Page | 058448 / 000225 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25526 JOY LN DAMASCUS MD 208722626, DAMASCUS, MD 20872-2626 |
| Document Number | 584480233 |
|---|---|
| Date | Nov 7, 2019 |
| Book Page | 058448/000233 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25526 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0536200093 |
| Book / Page | 053620 / 000093 |
| Instrument Date | Oct 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25526 JOY LN DAMASCUS MD 208722626, DAMASCUS, MD 20872-2626 |
| Document Number | 0536200093 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 053620/000093 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2047 |
The 2025 property tax bill for 25526 Joy Ln was $4,757.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,333 (+6.94%) | $493,400 (-) Land $138,600 Building $354,800 | |
| 2025 | $4,757.00 | $433,267 | $493,400 Land $138,600 Building $354,800 |
| 2023 | $393,333 | $403,200 Land $132,000 Building $271,200 | |
| 2022 | $3,887.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25526 Joy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25526 Joy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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