25537 Joy Ln, Damascus, MD 20872 Property Records

Montgomery County property record for 25537 Joy Ln, Damascus, MD 20872

Property Summary

Property Type	Townhouse
Details	3 ba · 1,784 sqft · built 2010
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on File
Tax Bill	$4,825 (2025)
Deeds & Mortgages	Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-03624635`

Property Details

APN / Parcel Number

Primary APN	`12-03624635`
Alternative APN	`03624635`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,784 sqft Living Area
1st Floor Area	694 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Frame
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,100 sqft (0.048 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03624635
Street Address	25537 JOY LN
City	DAMASCUS
State	MD
Zip	20872-2627
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT8.0
Legal Description	MAGRUDERS OVERLOOK
Legal Subdivision	MAGRUDERS OVERLOOK
Legal Block	A
Legal Lot Number	68
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	1
Census Block	1001
Census Tract	700207

Owner

25537 Joy Ln, a townhouse, is owned and occupied by an individual.

Source: Montgomery County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	25537 JOY LN, DAMASCUS, MD 20872-2627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	25537 JOY LN, DAMASCUS, MD 20872-2627
Document Number	0578660346
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25537 JOY LN DAMASCUS MD 208722627, DAMASCUS, MD 20872-2627

Mortgage

Document Number	0578660346
Date	Jul 16, 2019
Book Page	057866/000346

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 25537 Joy Ln was $4,825.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,500 (+6.61%)	$431,700 (-) Land $138,600 Building $293,100
2025	$4,825.00	$381,300	$431,700 Land $138,600 Building $293,100
2023		$349,133	$356,100 Land $132,000 Building $224,100
2022	$3,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25537 Joy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25537 Joy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250