Montgomery County property record for 25522 Joy Ln, Damascus, MD 20872
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,068 sqft · built 2009 |
| Lot Size | 0.06 acres (2,624 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,633 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03624566 |
| Primary APN | 12-03624566 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 836 sqft |
| Basement Area | 396 sqft |
| Finished Basement | 396 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,624 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03624566 |
|---|---|
| Street Address | 25522 JOY LN |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-2626 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT8.0 |
| Legal Description | MAGRUDERS OVERLOOK |
| Legal Subdivision | MAGRUDERS OVERLOOK |
| Legal Block | A |
| Legal Lot Number | 86 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700207 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25522 JOY LN, DAMASCUS, MD 20872-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE LINK |
| Oct 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE LINK |
| Jul 10, 2018 | Grant Deed, Transfer · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25522 JOY LN, DAMASCUS, MD 20872-2626 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0622200277 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 62220/277 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25522 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0584370081 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | GPN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25522 JOY LN DAMASCUS MD 208722626, DAMASCUS, MD 20872-2626 |
| Document Number | 0584370081 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 058437/000081 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 10, 2018 |
| Property Address | 25522 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0562900444 |
| Book / Page | 056290 / 000444 |
| Instrument Date | Jun 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2018 |
| Title Company | JACQUIES TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25522 JOY LN DAMASCUS MD 208722626, DAMASCUS, MD 20872-2626 |
| Document Number | 562900451 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 056290/000451 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,567 (+6.87%) | $480,600 (-) Land $138,600 Building $342,000 | |
| 2025 | $4,633.00 (+21.63%) | $422,533 (+9.77%) | $480,600 (+22.13%) Land $138,600 Building $342,000 |
| 2023 | $384,933 | $393,500 Land $132,000 Building $261,500 | |
| 2022 | $3,809.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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