Montgomery County property record for 25512 Joy Ln, Damascus, MD 20872
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,042 sqft · built 2009 |
| Lot Size | 0.07 acres (3,034 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $537,060 (Feb 2012) |
| Tax Bill | $5,307 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03624500 |
| Primary APN | 12-03624500 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,042 sqft Living Area |
| Gross Area | 2,382 sqft |
| 1st Floor Area | 860 sqft |
| Basement Area | 346 sqft |
| Finished Basement | 346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,034 sqft (0.07 acres) |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03624500 |
|---|---|
| Street Address | 25512 JOY LN |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-2626 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT8.0 |
| Legal Description | MAGRUDERS OVERLOOK |
| Legal Subdivision | MAGRUDERS OVERLOOK |
| Legal Block | A |
| Legal Lot Number | 81 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700207 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12240 BLUFFWOOD TER, CLARKSBURG, MD 20871-5359 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Apr 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2012 · Amount on Record |
| Deed Sale | Feb 16, 2012 · Amount on Record |
| Prior Sale | May 8, 2009 · Amount on Record |
| Deed Book / Page | 43315 / 416 |
| Prior Transfer Date | Nov 25, 2011 |
| Prior Transfer Doc | 0433150423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25512 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0599550184 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 25512 JOY LN DAMASCUS MD 208722626, DAMASCUS, MD 20872-2626 |
| Document Number | 0599550184 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 059955/000184 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 30, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25512 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0560690184 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25512 JOY LN DAMASCUS MD 208722626, DAMASCUS, MD 20872-2626 |
| Document Number | 0560690184 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 056069/000184 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 23, 2028 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,900 (+6.86%) | $478,800 (-) Land $138,600 Building $340,200 | |
| 2025 | $5,307.00 (+8.46%) | $421,000 (+9.76%) | $478,800 (+22.11%) Land $138,600 Building $340,200 |
| 2024 | $4,893.00 (+28.97%) | ||
| 2023 | $383,567 | $392,100 Land $132,000 Building $260,100 | |
| 2022 | $3,794.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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