2551 28th Ave, San Francisco, CA 94116 Property Records

San Francisco City property record for 2551 28th Ave, San Francisco, CA 94116

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,598 sqft · built 1906
Lot Size	0.001 acres (30 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,220,000 (Aug 2023)
Tax Bill	$15,524 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
APN	`2429-011`

Property Details

APN / Parcel Number

Primary APN	`2429-011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Construction Type	Frame
Lot Area	30 sqft (0.001 acres)
Lot Dimensions	120 ft deep x 25 ft wide

Location & Zoning

Street Address	2551 28TH AVE
City	SAN FRANCISCO
State	CA
Zip	94116-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1D
Legal Description	MAP A5 13
Legal Subdivision	OUTSIDE LAND BL 1201
Legal Block	2429
Legal Lot Number	11
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	SUNSET
Census Block Group	3
Census Block	3000
Census Tract	33001

Owner

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2551 28TH AVE, SAN FRANCISCO, CA 94116-2911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage INDUSTRIAL AND COMMERCIAL BANK/CHINA
Aug 7, 2023	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Mar 24, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Mar 17, 2006 · Amount on Record
Deed Document Number	202358888
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	J979127
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Recording Date	Jul 17, 2026
Property Address	2551 28TH AVE, SAN FRANCISCO, CA 94116-2911
Document Number	0000069217
Instrument Date	Jul 13, 2026
Instrument	202669217
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2551 28TH AVE, SAN FRANCISCO, CA 94116-2911

Mortgage

Document Number	0000069217,
Date	Jul 17, 2026
Instrument	202669217

Lender

Name	INDUSTRIAL AND COMMERCIAL BANK/CHINA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Aug 7, 2023
Property Address	2551 28TH AVE, SAN FRANCISCO, CA 94116-2911
Document Number	0000058888
Instrument Date	Jul 20, 2023
Instrument	2023058888
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2551 28TH AVE, SAN FRANCISCO, CA 94116-2911

Mortgage

Document Number	0000058889
Date	Aug 7, 2023
Instrument	2023058889

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.3%
Margin	3
Max Rate	12.3%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	2551 28TH AVE, SAN FRANCISCO, CA 94116-2911
Document Number	0K43400032
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2551 28TH AVE SAN FRANCISCO CA 941162911, SAN FRANCISCO, CA 94116-2911

Mortgage

Document Number	0K43400032
Date	Apr 18, 2017
Instrument	K434032

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,269,288 (+2%) Land $888,502 Building $380,786
2025	$15,524.00 (+2.94%)	$1,244,400 (+26.32%) Land $871,080 Building $373,320
2024	$15,080.00 (+22.75%)
2023	$12,285.00 (-6.57%) Homeowner's exemption	$985,125 (+2%) Land $591,077 Building $394,048
2022	$13,149.00 Homeowner's exemption	$965,810 Land $579,488 Building $386,322

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Unwired.

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