Montgomery County property record for 25508 Joy Ln, Damascus, MD 20872
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,068 sqft · built 2009 |
| Lot Size | 0.042 acres (1,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $491,000 (Sep 2023) |
| Tax Bill | $4,591 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03624486 |
| Primary APN | 12-03624486 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 836 sqft |
| Basement Area | 396 sqft |
| Finished Basement | 396 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,848 sqft (0.042 acres) |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03624486 |
|---|---|
| Street Address | 25508 JOY LN |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-2626 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT8.0 |
| Legal Description | MAGRUDERS OVERLOOK |
| Legal Subdivision | MAGRUDERS OVERLOOK |
| Legal Block | A |
| Legal Lot Number | 79 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700207 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25508 JOY LN, DAMASCUS, MD 20872-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Jun 20, 2013 · Amount on Record |
| Deed Book / Page | 67411 / 101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 28, 2023 |
| Property Address | 25508 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0674110101 |
| Book / Page | 67411 / 101 |
| Map Reference | PL 23752 |
| Instrument Date | Sep 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,227.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 25508 JOY LN, DAMASCUS, MD 20872-2626 |
| Document Number | 0067411110 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 67411/110 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Max Rate | 11.8% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,733 (+6.81%) | $478,400 (-) Land $138,600 Building $339,800 | |
| 2025 | $4,591.00 (+24.38%) | $421,067 (+10.82%) | $478,400 (+21.92%) Land $138,600 Building $339,800 |
| 2023 | $379,967 | $392,400 Land $132,000 Building $260,400 | |
| 2022 | $3,691.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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