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25504 Joy Ln, Damascus, MD 20872 Property Records

Montgomery County property record for 25504 Joy Ln, Damascus, MD 20872 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3 ba · 2,068 sqft · built 2009
Lot Size0.042 acres (1,848 sqft)
OwnerIndividual Name on File
Last Sale$336,750 (May 2014)
Tax Bill$4,677 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN12-03624464

Property Details

APN / Parcel Number

Primary APN12-03624464
Alternative APN
  • 03624464

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,068 sqft Living Area
Gross Area2,408 sqft
1st Floor Area836 sqft
Basement Area396 sqft
Finished Basement396 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,848 sqft (0.042 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number03624464
Street Address25504 JOY LN
CityDAMASCUS
StateMD
Zip20872-2626
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionMAGRUDERS OVERLOOK
Legal SubdivisionMAGRUDERS OVERLOOK
Legal BlockA
Legal Lot Number77
JurisdictionMONTGOMERY MD
Township / Civil Division12
Census Block Group1
Census Block1001
Census Tract700207

Owner

Source: Montgomery County records · APN 12-03624464

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address25504 JOY LN, DAMASCUS, MD 20872-2626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
GOODLEAP LLC
Sep 13, 2017Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2014 · Amount on Record
Deed SaleMay 12, 2014 · Amount on Record
Deed Book / Page48637 / 371
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address25504 JOY LN, DAMASCUS, MD 20872-2626
Transaction TypeMortgage
Record UpdatedAug 16, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS, NATIONAL CLOSING SLN AND

Transferred To (Grantee/Buyer)

NameVerified Name
Address25504 JOY LN, DAMASCUS, MD 20872-2626

Mortgage

Document Number0636330488
DateAug 02, 2021
Book Page63633/488
Lender
NameGOODLEAP LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2036

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address25504 JOY LN, DAMASCUS, MD 20872-2626
Document Number0550040102
Book / Page055004 / 000102
Instrument DateSep 13, 2017
Transaction TypeMortgage
Record UpdatedOct 16, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address25504 JOY LN DAMASCUS MD 208722626, DAMASCUS, MD 20872-2626

Mortgage

Document Number0550040102
DateSep 29, 2017
Book Page055004/000102
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueSep 28, 2042

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$457,867 (+6.85%)$487,200 (-) Land $138,600 Building $348,600
2025$4,677.00 (+24.42%)$428,533 (+10.89%)$487,200 (+22.04%) Land $138,600 Building $348,600
2023$386,433$399,200 Land $132,000 Building $267,200
2022$3,759.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317002071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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